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All Journal JAKBS Journal of Business Economics and Management
Aletha Maria Nenabu
STIE Oemathonis Kupang
Economics, Econometrics & Finance

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Strategi Pengelolaan Keuangan Bagi Mahasiswa Penerima Kip Kuliah Di Perguruan Tinggi Antonius Nggangga; Debi A. D. Mauwalan; Aletha Maria Nenabu
Journal of Business Economics and Management | E-ISSN : 3063-8968 Vol. 2 No. 4 (2026): April - Juni
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

This community service aims to provide financial management assistance to college students who receive the Kartu Indonesia Pintar (KIP) Kuliah. Many recipient students face difficulties in managing their living allowance, often leading to deficits before the end of the semester. The method used in this activity consists of financial literacy socialization, budgeting simulations using the 50/30/20 method, and evaluation through pre-test and post-test. The result of this program shows a significant increase in students' financial intelligence and budgeting skills. In conclusion, structured financial literacy assistance is highly effective in helping KIP Kuliah recipients optimize their funds for academic and basic living needs.
Efisiensi Anggaran Belanja Pada Dinas Energi Dan Sumber Daya Mineral Provinsi Nusa Tenggara Timur Theresia Fouk Leu; Aletha Maria Nenabu
Jurnal Akuntansi Keuangan dan Bisnis Vol. 4 No. 1 (2026): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

The problem in this study is that the realization of spending in 2020-2023 did not reach the setting budget that was completed and in 2021 the realization of spending declined, but did not provide an overview of how the budget efficiency at the ESDM Office during 2020-2023. The purpose of this study is to know the efficiency of the direct expenditure budget at the Department of Energy and Mineral Resources of East Nusa Tenggara Province. Data collection techniques used in this study are interviews and documentation. Data analysis techniques in this study are quantitative descriptive by using direct expenditure efficiency ratios. The results of the calculation of the ratio of direct expenditure efficiency of the NTT Provincial ESDM Office during 2020-2023 amounted to 94.88% which is included in the "Efficient" category of Calculation of Direct Expenditure Efficiency Ratios in 2020 NTT Province ESDM Office of 92.24% with Efficient Criteria, Results of Calculation of Direct Expenditure Efficiency Ratios in 2021 2022 NTT Province ESDM Office of 89.11 with efficient criteria, the results of the calculation of the ratio of direct spending efficiency in 2023 NTT Province ESDM Office of 95.95% with efficient criteria. It is recommended that the ESDM Service maintain the efficiency achieved by continuously ensuring that all expenditures are truly targeted and provide direct benefits to the community. For other researchers, it is hoped that this thesis can serve as a reference for other researchers who will conduct further research on the same substance in more depth. Keywords: Budget Efficiency, Direct Expenditure, Efficiency Ratio, Budget Realization, Descriptive Quantitative Analysis, Public Sector Finance, Energy and Mineral Resources Office, East Nusa Tenggara
Co-Authors Antonius Nggangga Debi A. D. Mauwalan Theresia Fouk Leu