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All Journal Indonesian Journal of Islamic Economics and Business Al Rikaz : Jurnal Ekonomi Syariah Nuansa: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam
Zulkifli
UIN Palangka Raya
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Professional Zakat Distribution Strategyat YBM PLN UID South Central Kalimantan Zulfariannur; Muhammad Zainal Arifin; Zulkifli; Muhammad Noor Sayuti
Indonesian Journal of Islamic Economics and Business Vol. 11 No. 1 (2026): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v11i1.6070

Abstract

This study aims to examine the professional zakat distribution strategy implemented by the Baitul Maal Foundation of the State Electricity Company Distribution Unit (YBM PLN UID) in South and Central Kalimantan, with the goal of effectively distributing professional zakat in both provinces. This study employs a descriptive qualitative method using a case study approach, conducted from June to July 2025. Primary data were obtained through in-depth interviews with foundation administrators, zakat officers (amil), and zakat recipients (mustahik), as well as direct observation of the professional zakat distribution process. Secondary data were collected from internal foundation documents, annual reports, and relevant literature. We carried out thematic data analysis by reducing the data, displaying it, and drawing conclusions in a structured way. The results of the study indicate that the professional zakat distribution strategy of YBM PLN UID South and Central Kalimantan involves both direct and indirect distribution patterns with consumptive and productive approaches. The distribution process includes structured planning, data collection, distribution, and evaluation. The segmentation of mustahik is based on strict socio-economic criteria to ensure targeted assistance. Moreover, challenges associated with the application of Good Amil Governance principles are pinpointed by this research, while suggestions are offered to improve the efficacy of strategies for distributing professional zakat moving forward
Dampak Program Z-Mart Kalteng Berkah Terhadap Peningkatan Ekonomi Mustahik Di Kota Palangka Raya Muhammad Rifqi; Zulkifli; Muhammad Noor Sayuti; Itsla Yunisva Aviva
Al Rikaz: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2026): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v4i2.18058

Abstract

The presence of modern retail stores in Central Kalimantan has intensified competition for micro-enterprises, reducing their competitiveness and limiting access to capital. This study examines the impact of the Z-Mart Kalteng Berkah Program on improving the economic conditions of mustahik in Palangka Raya City and evaluates its empowerment effectiveness. A descriptive qualitative approach was employed through field research, with primary data collected from in-depth interviews involving four key informants, including BAZNAS program managers, field facilitators, and beneficiaries. The findings reveal that the program significantly increased beneficiaries' daily income from approximately IDR 200,000–300,000 to IDR 400,000–500,000. Support in the form of display shelves and retail banners enhanced the competitiveness of small shops, while mentoring improved financial management literacy and economic independence. Nevertheless, more comprehensive market analysis is needed to reduce unsold inventory (dead stock), accompanied by continuous mentoring. Overall, the Z-Mart Kalteng Berkah Program represents an effective productive zakat empowerment model by integrating business capital assistance with capacity building.
Islam di Era Digital: Analisis Tren dan Tantangan di Masa Disrupsi Zulkifli; Khairil Anwar
NUANSA: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Vol 23 No 1 (2026): Volume 23 Nomor 1 2026
Publisher : Research Institute and Community Engagement of UIN MADURA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/nuansa.v23i1.20562

Abstract

This study examines the trends in the development of Islam in the era of digital disruption, where technological advancements have influenced various aspects of Muslim religious life. With the widespread use of the internet, social media, and other digital platforms, religious practices, da'wah, and Islamic education have undergone significant transformation. Through a qualitative approach that examines various relevant literature sources to study the phenomenon of digitalization in Islamic religious life, this research analyzes both the positive and negative impacts of digitalization on Islamic preaching, religious education, and the formation of a global Muslim community. The findings reveal that digitalization offers numerous opportunities, such as easier access to religious information, the global expansion of Islamic da'wah, and the emergence of online Islamic education platforms that facilitate distance learning. However, the era of digital disruption also presents major challenges, including the rampant spread of unverified information, the risk of religious privatization that reduces social engagement, and the potential for radicalization through digital media. This study recommends the need for a wise adaptation by preachers, educators, and religious institutions to maximize the benefits of digital technology in strengthening Islamic teachings, while maintaining the authenticity and validity of disseminated information by instilling deep-rooted values of wasathiyah (Islamic moderation). In this way, Islam can remain relevant and continue to grow dynamically amidst the challenges of the digital age.
Co-Authors Itsla Yunisva Aviva Khairil Anwar Muhammad Noor Sayuti Muhammad Rifqi Muhammad Zainal Arifin Zulfariannur