Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
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All Journal Research Trend in Technology and Management
Erlan Adi
UNJ
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering

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The Influence of Digital Financial Literacy, Self-Control, and Pocket Money on Saving Behavior : (Empirical Study on Undergraduate Students in Faculty of Economics and Business of Universitas Negeri Jakarta) Erlan Adi
Research Trend in Technology and Management Vol. 4 No. 2 (2026): Research Trend in Technology and Management (on progres)
Publisher : RTTM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/4sda3j61

Abstract

This research investigates how digital financial literacy, self-control, and pocket money relate to the saving behavior of undergraduate students at the Faculty of Economics and Business (FEB), Universitas Negeri Jakarta (UNJ). Data were gathered from 285 students through survey questionnaires with a quantitative research approach and proportional random sampling technique. The analysis conducted with SPSS, included data validity, classical assumption, and hypothesis testing. The results show that each independent variables have significant impact on students’ saving behavior, both partially and simultaneously. This study highlights the need to strengthen financial education through university curricula, institutional digital finance programs, and structured financial management practices to promote responsible and sustainable saving habits.
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