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All Journal Jurnal Riset Multidisiplin Edukasi
Yulia Ilmi Qur'ani
Universitas Madura, Indonesia
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ANALISIS PERAN PERBANKAN DALAM MENINGKATKAN STABILITAS EKONOMI DI PULAU MADURA Dera Damayanti; Dwi Indah Ria Astari; Yulia Ilmi Qur'ani; Achmarul Fajar
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 6 (2026): Jurnal Riset Multidisiplin Edukasi (Juni 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i6.1973

Abstract

This study aims to analyze the role of the banking sector in enhancing economic stability in Madura Island, particularly through financial inclusion, financial technology (fintech) adoption, and the integrity of financial reporting. This research employs a qualitative approach with an exploratory case study design involving banking practitioners, MSMEs, and local government officials. Data were collected through semi-structured interviews, focus group discussions (FGD), and document analysis. The results indicate that the banking sector plays a significant role in expanding financial access for MSMEs, improving business productivity, and reducing dependence on informal financing sources. Furthermore, the integration of fintech and the improvement of financial literacy have been proven to broaden the reach of banking services and increase transaction efficiency through digital payment systems. Government policy support also strengthens the effectiveness of banking in maintaining regional economic stability.
Co-Authors Achmarul Fajar Dera Damayanti Dwi Indah Ria Astari