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All Journal Perigel: Jurnal Penyuluhan Masyarakat Indonesia
Hapsari Ayu Kusumawardhani
Faculty of Economics and Business, Universitas Diponegoro
Humanities Social Sciences

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Edukasi Bijak Finansial untuk Memperkuat Ketahanan Ekonomi Keluarga Nelayandi Desa Tapak, Kelurahan Tugurejo, Kota Semarang Aulizza Abdul Fanni; Hapsari Ayu Kusumawardhani; Dea Adielyani
Perigel: Jurnal Penyuluhan Masyarakat Indonesia Vol. 5 No. 2 (2026): Juni: Jurnal Riset Sosisal Humaniora, dan Pendidikan
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/perigel.v5i2.3759

Abstract

The fishermen's community in Tapak Village, Tugurejo Subdistrict, Semarang faces persistent economic vulnerability driven by fluctuating income, low financial literacy, and exposure to illegal online lending and digital financial fraud. This community service program aimed to strengthen the economic resilience of fishermen's families through participatory financial literacy education. Using a participatory-interactive approach involving coastal community members, the program delivered comprehensive financial literacy training tailored to the needs of coastal communities. Program effectiveness was measured through pre-test and post-test instruments. Results showed significant improvements in participants' understanding of cash flow recording, ability to differentiate needs from wants, household budget planning, and capacity to identify illegal online lending characteristics. This program confirms that context-based participatory education is effective in enhancing the financial capacity and resilience of coastal communities.
Co-Authors Aulizza Abdul Fanni Dea Adielyani