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All Journal ZIJEc: Zabags International Journal of Economy ZIJEn: Zabags International Journal of Engagement
Zaenal Abidin
Al-Mujaddid Sabak Islamic Institute, East Tanjung Jabung, Jambi, Indonesia
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Development Strategies for Micro, Small, and Medium Enterprises (MSMEs) Enhancing the Income of Tempe Chips Enterprises Budi Setiawan; Zaenal Abidin; Pini Susanti; Sayida Khoiratun Nisak; Hasna Dewi
Zabags International Journal of Engagement Vol. 4 No. 1 (2026): Engagement
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijen.v4i1.44

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in supporting local economic growth, yet they often face challenges related to limited capital, weak innovation, poor management, and restricted market access. This study aims to analyze the development conditions of MSMEs in tempe chips enterprises in Mendahara Ilir Village and to formulate effective strategies for increasing business income. The research employs a qualitative case study approach, utilizing observation, in-depth interviews, and documentation involving business owners, workers, consumers, and village officials. Data analysis was conducted using the interactive model of Miles, Huberman, and Saldaña, with source, technique, and time triangulation to ensure validity. The findings reveal that tempe chips enterprises encounter significant obstacles, including capital constraints, lack of product innovation, weak managerial practices, limited use of digital technology, and narrow marketing networks. Nevertheless, some efforts have been initiated, such as improving packaging, introducing new flavors, and using social media for promotion, though these remain underdeveloped. The study contributes theoretically by integrating the resource-based view and Schumpeterian innovation theory within the rural MSME context, while practically offering applicable recommendations for entrepreneurs and local government in designing empowerment policies. The implications highlight the necessity of a holistic approach to MSME development based on local potential to enhance competitiveness and community welfare.
An Analysis of Selling Price Determination Practices from Imam Al-Ghazali's Islamic Economic Perspective A Case Study of the Jeges Photocopy Business Pitriani; Zaenal Abidin; Siti Fatimah; Najwa Aulia Habibah; Anita Schenk
Zabags International Journal of Economy Vol. 4 No. 2 (2026): Economic Studies
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijec.v4i2.126

Abstract

This study addresses the urgency of fair pricing practices in Islamic economics, particularly through the perspective of Imam Al-Ghazali, who emphasized the balance between sellers’ and buyers’ interests and the avoidance of exploitative practices. The primary objective of this research is to examine the pricing strategies applied by Fotocopy Jeges in Kelurahan Rano and to evaluate their alignment with Al-Ghazali’s principles of price fairness, honesty, and reasonable profit. Employing a qualitative descriptive approach, the study collected primary data through interviews and observations with the owner, employees, and regular customers, complemented by secondary data from relevant academic literature. The findings reveal that pricing decisions are primarily based on operational costs, service quality, and consumer perceptions, with efforts to maintain transparency and ensure equitable profit margins. These results highlight that the pricing practices at Fotocopy Jeges reflect the ethical and justice-oriented values of Islamic business principles, although challenges remain in consistently ensuring transparency across certain services. The contribution of this study lies in extending the application of Al-Ghazali’s concept of fair pricing to the micro-service sector, enriching the body of literature on Islamic economics, and offering practical implications for microenterprise practitioners and policymakers in formulating socially oriented pricing strategies.
Co-Authors Anita Schenk Budi Setiawan Hasna Dewi Najwa Aulia Habibah Pini Susanti Pitriani Sayida Khoiratun Nisak Siti Fatimah