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All Journal Jeksyah Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
M Bastomi Fahri Zusak
Universitas Diponegoro, Indonesia
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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The Influence of Digital Transformation, Inflation, and Economic Growth on Zakat Growth: Evidence from Indonesian M Bastomi Fahri Zusak
Jeksyah: Islamic Economics Journal Vol. 6 No. 01 (2026): May 2026 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v6i01.3466

Abstract

This study investigates the complex relationship between digital transformation, inflation, and economic growth in influencing zakat growth in Indonesia. Drawing on panel data from 36 cities over the period 2020 to 2022, the research employs a fixed-effects regression model to examine in detail how varying levels of technological readiness, alongside broader macroeconomic conditions, affect the dynamics of zakat collection and distribution. The empirical findings indicate that, while digital transformation is theoretically expected to expand the zakat collection base, improve efficiency, and strengthen institutional performance, in practice it has thus far exerted a negative influence on zakat growth. This outcome can largely be attributed to the high transition costs associated with the early implementation phase, the uneven distribution of digital literacy, and the relatively low level of public trust in online payment platforms, which collectively limit the effectiveness of zakat mobilization. By incorporating both technological and macroeconomic dimensions into the analysis of zakat, this study not only advances the theoretical discourse within the field of Islamic economics but also provides practical insights and policy recommendations for enhancing the resilience, credibility, and inclusiveness of zakat institutions in the digital era, ultimately contributing to more sustainable and equitable socio-economic development.
Penguatan Literasi Keuangan Syariah sebagai Strategi Preventif terhadap Jeratan Judi Online dan Pinjaman Online di Kalangan Remaja M Bastomi Fahri Zusak; Ariza Fuadi; Akhmad Syakir Kurnia; FX Sugiyanto
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 4 No. 2 (2026): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v4i2.889

Abstract

This community service program aims to improve Islamic financial literacy as a preventative measure against the trap of online gambling and online loans among teenagers. The background to this activity is based on the increasing digital access that is not matched by adequate financial understanding, thus creating vulnerability to risky financial practices. The implementation method uses a participatory approach through education, training, case simulations, and mentoring. This program also integrates Islamic financial principles as an alternative, fairer and more ethical financial system. The expected results are increased financial literacy among teenagers, changes in wiser financial behavior, and a reduced potential for involvement in online gambling and illegal online loans. This program is expected to become a model of Islamic value-based financial education that can be replicated in various youth communities.
Co-Authors Akhmad Syakir Kurnia Ariza Fuadi FX Sugiyanto