Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah
Yulia Asria Setyowati
PJJ Manajemen, Universitas Siber Asia

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Dari Literasi ke Investasi: Milenial, Gen Z, dan Transformasi Digital SBN Ritel Raisa Maulida; Bella Aisya Ayu Aprilia; Hasto Prabowo Santoso; Yulia Asria Setyowati
Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah Vol. 2 No. 2 (2026): Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah (Februari 2026)
Publisher : PT. Saha Kreasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64788/ar-rasyid.v2i2.327

Abstract

The trend of retail government securities investment among the younger generation (millennials and Generation Z) continues to grow. Fintech platforms make investment easier and safer. However, many millennials and Generation Z remain hesitant to invest in retail government securities due to a lack of information and inhibiting factors. This study examines the relationship between digital financial literacy and perceptions of fintech on retail government securities investment interest by considering the driving and inhibiting factors for millennials and Generation Z to invest in retail government securities. The results, processed using quantitative descriptive analysis and statistical analysis, indicate that the younger generation is the primary driver of the increase in retail government securities investors. Respondent characteristics, which align with national trends, indicate that investment interest is already high and supported by adequate financial literacy. However, further education is needed to foster this interest and translate it into actual purchases.
Co-Authors Bella Aisya Ayu Aprilia Hasto Prabowo Santoso Raisa Maulida