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All Journal IKHTIAR: Jurnal Pengabdian Kepada Masyarakat MUAMALAH: Journal of Islamic Economics and Business Law
Desi Cahya Anggraeni
STIS As-Sa'adah Sukasari Sumedang

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Pencegahan Bullying Melalui Edukasi Karakter Berbasis Empati pada Siswa SMPN 2 Buahdua Herna Yuliana; Sri Mulyanti; Riva Aenatul Hasanah; Alif Milah Arifin; Desi Cahya Anggraeni
IKHTIAR: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 1 (2026): IKHTIAR: Jurnal Pengabdian Kepada Masyarakat (Maret)
Publisher : Penerbit Lestari Sakha Pustaka

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Bullying remains a persistent social issue in school environments and has significant negative impacts on students’ psychological well-being, sense of safety, and character development. This community service activity aims to prevent bullying through empathy-based character education among students at SMPN 2 Buahdua. The program was implemented through a Participatory Action Research (PAR) approach involving students and school stakeholders as active participants in problem identification, program implementation, and reflection processes. The activities included stop bullying educational socialization, interactive discussions, simulations, and collective reflection emphasizing empathy, mutual respect, and social responsibility. The results indicate an increase in students’ awareness of bullying dangers, the development of empathetic attitudes in social interactions, and enhanced student participation in creating a safe and inclusive school environment. Therefore, empathy-based character education delivered through participatory approaches can serve as an effective preventive strategy in bullying prevention within school settings. In addition, the participatory learning process encourages students to actively express opinions, share social experiences, and develop critical awareness toward negative behaviors in peer interactions. The implementation of collaborative educational strategies also strengthens the role of schools as social institutions that promote positive character formation and foster harmonious interpersonal relationships among students in a sustainable manner.
Dialektika Penafsiran Ayat Riba antara Tafsir Al-Jassas dan Tafsir Al-Azhar: Implikasi terhadap Status Bunga Bank Junaedi Akbar; Desi Cahya Anggraeni
MUAMALAH: Journal of Islamic Economics and Business Law Vol 1 No 1 (2026): MUAMALAH: Journal of Islamic Economics and Business Law (April)
Publisher : Penerbit Lestari Sakha Pustaka

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The theological debate regarding the equivalence of riba and bank interest remains a central unresolved issue in Islamic economic law. This study aims to analyze the dialectic interpretation of riba verses between two scholars from different eras and backgrounds: Abu Bakar Al-Jassas in Ahkam al-Qur'an and Buya Hamka in Tafsir Al-Azhar, and its implications for the legal status of contemporary bank interest. Using a qualitative method with a library research approach and comparative analysis (tafsir muqaran), this study dissects the legal deduction methodology of both scholars in formulating the 'illat (legal ratio) of the prohibition of riba. The results indicate a sharp epistemological divergence. Al-Jassas, representing the classical legal-formal paradigm, defines riba textually as any stipulated addition (az-ziyadah al-masyruuthah). Consequently, he views the prohibition as absolute (ta'abbudi) regardless of the loan purpose, rendering bank interest totally forbidden (haram). Conversely, Buya Hamka, representing the modern socio-ethical paradigm, emphasizes injustice (dzulm) and exploitation as the substance of riba. Hamka distinguishes between exploitative consumptive loans and productive banking loans, thus placing state bank interest in the realm of syubhat or permissible due to development emergencies (dharurah). The study concludes that the difference in the legal status of bank interest is rooted in the tension between static text (Al-Jassas) and dynamic context (Hamka). The implication is that while Al-Jassas's conservative view is theologically safer, Hamka's moderation provides a realistic foundation for the economic transition of the Ummah. This study recommends strengthening the Islamic banking system as the final solution to invalidate the emergency argument.
Co-Authors Alif Milah Arifin Herna Yuliana Junaedi Akbar Riva Aenatul Hasanah Sri Mulyanti