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All Journal International Journal of Education, Social Studies, And Management (IJESSM) Journal of Innovative and Creativity
Aminah Lubis
Institut Agama Islam Padang Lawas, Indonesia
Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Analisis Strategi Manajemen Keuangan dalam Meningkatkan Ketahanan Ekonomi Rumah Tangga pada Masa Ketidakpastian Ekonomi Muhammad Amsal Nasution; Enni Efrida Nasution; Aminah Lubis; Wilda Anisah Lubis; Erni Khairani Nasution; Romaito Hasibuan; Marni Sari Daulay
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh strategi manajemen keuangan terhadap ketahanan ekonomi rumah tangga. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap 100 responden yang dipilih menggunakan teknik purposive sampling. Pengumpulan data dilakukan melalui penyebaran kuesioner menggunakan skala Likert, sedangkan analisis data menggunakan statistik deskriptif dan regresi linear sederhana. Hasil penelitian menunjukkan bahwa strategi manajemen keuangan rumah tangga berada pada kategori baik dengan nilai rata-rata 4,08, sedangkan tingkat ketahanan ekonomi rumah tangga juga berada pada kategori baik dengan nilai rata-rata 3,99. Hasil uji regresi menunjukkan bahwa strategi manajemen keuangan berpengaruh positif dan signifikan terhadap ketahanan ekonomi rumah tangga dengan nilai t-hitung sebesar 11,286 dan signifikansi 0,000 (<0,05). Nilai koefisien determinasi (R²) sebesar 0,566 menunjukkan bahwa strategi manajemen keuangan mampu menjelaskan 56,6% variasi ketahanan ekonomi rumah tangga. Temuan ini menunjukkan bahwa pengelolaan keuangan yang baik mampu meningkatkan kemampuan rumah tangga dalam mempertahankan stabilitas ekonomi dan menghadapi berbagai risiko keuangan.
Analysis of Creative Economy Development Model in Supporting Economic Growth Aminah Lubis; Mutiara Shifa; Rezario Febrianta Chandra; Munazar Rafsanjani Muarif; Donny Dharmawan
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 6 No. 1 (2026): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v6i1.985

Abstract

The creative economy is a vital new growth engine in the digital age, transforming ideas into economic and social wealth. The goal of the creative economy is to drive economic growth, create new jobs, improve social welfare, and enhance national competitiveness by utilizing ideas, creativity, and innovation as key resources, while simultaneously preserving culture and strengthening national branding. The purpose of this study was to analyze creative economy development model in supporting economic growth. This research is answered using a research method approach with a theoretical model explanation. This theoretical model is supported by sources copied from published media such as books, journals, and related sources. The research results show that the strategy for implementing a creative economy development model in supporting economic growth involves synergizing human resources, innovation, and nation branding.
Co-Authors Donny Dharmawan Enni Efrida Nasution Erni Khairani Nasution Marni Sari Daulay Muhammad Amsal Nasution Munazar Rafsanjani Muarif Mutiara Shifa Rezario Febrianta Chandra Romaito Hasibuan Wilda Anisah Lubis