Ilham Mirzaya Putra
Universitas Islam Negeri Sumatera Utara Medan, Indonesia

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The Implementation of Zakat in the Economic Empowerment of the Muslim Community through BAZNAS Miko Ananda Daulay; Ilham Mirzaya Putra
Suluah Pasaman Vol 4 No 2 (2026): On Progress
Publisher : Sekolah Tinggi Agama Islam YDI Lubuk Sikaping

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70588/suluahpasaman.v4i2.1187

Abstract

This study aims to analyze how zakat is implemented as an instrument for the economic empowerment of Muslims through the BAZNAS of North Sumatra Province. It also explores the extent to which productive zakat contributes to improving the standard of living of beneficiaries, and maps the obstacles faced by beneficiaries when developing their productive businesses. This research is motivated by the persistently high level of poverty, which requires sustainable economic empowerment efforts. From an Islamic economic perspective, zakat plays a strategic role as an instrument for distribution and economic empowerment when managed productively. The study used a qualitative method with a descriptive approach. Data were obtained through observation, interviews, and documentation at BAZNAS of North Sumatra Province. The research findings show that the distribution of productive zakat by BAZNAS North Sumatra has a positive impact on the welfare of beneficiaries, particularly through assistance with business capital, mentoring, and business equipment support. This assistance has been proven to encourage business development, increase income, and help meet the educational and economic needs of beneficiary households. However, several obstacles remain, including limited marketing reach, intense business competition, and rising production costs that have the potential to disrupt the continuity of beneficiary businesses. Therefore, strengthening mentoring, expanding market access, and developing business networks are necessary to increase the effectiveness of productive zakat programs in a sustainable manner.
Strategi Pengembangan UMKM dalam Meningkatkan Kesejahteraan Masyarakat di Kelurahan Asamkumbang Kecamatan Medan Selayang Nadia Nadia; Ilham Mirzaya Putra
Sumbula: Jurnal Studi Keagamaan, Sosial dan Budaya Vol. 11 No. 2 (2026): Juli
Publisher : Fakultas Agama Islam Universitas Darul 'Ulum Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32492/sumbula.v11i2.11226

Abstract

ABSTRACT Micro, Small, and Medium Enterprises, known as MSMEs, are essential for boosting local economies and enhancing the well-being of communities. Asamkumbang Village has a notable growth in MSMEs, especially in the food, trade, service, and home-based industries. This research intends to examine strategies for developing MSMEs to better the welfare of the community in that area. The research utilized a qualitative method along with descriptive techniques. To gather data, the study involved detailed interviews, observations, and recording information from MSME participants and village leaders. The data analysis used the interactive model by Miles and Huberman, which includes steps such as reducing data, presenting it, and drawing conclusions. The findings reveal that the strategies for developing MSMEs consist of enhancing product quality, offering business management training, embracing digital marketing, and securing government assistance through mentoring and promotional support. These strategies positively affect community welfare, illustrated by higher household incomes, new job opportunities, improved community capabilities to satisfy basic needs, and stable family economies. Hence, pursuing sustainable development for MSMEs is an effective way to enhance community welfare locally. Keywords : MSMEs; Development Strategy; Community Welfare; Local Economy