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ANALISIS PROSES MERGER PT BANK SYARIAH INDONESIA, TBK BESERTA SINERGI YANG DIHASILKAN Jessica Renata; Tiffanny Laurenzia; Nanik Linawati; Irene Wijaya; Jorge
MANAJEMEN DEWANTARA Vol 10 No 3 (2026): MANAJEMEN DEWANTARA (Online First)
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v10i3.22465

Abstract

This research aims to analyze the merger process of three state-owned sharia banks, which are PT Bank BRI Syariah Tbk, PT Bank Syariah Mandiri, and PT Bank BNI Syariah Indonesia Tbk. This research focuses on the financial condition before and after the merger, the stages of the merger process, and organizational integration of the merger. A qualitative approach with an explanatory case study design was used. Secondary data were taken from the annual reports, general documents and news about the merger, Otoritas Jasa Keuangan (OJK), and valid government news related to the merger. The results showed that the merger followed systematic stages, starting from initiation, due diligence, the signing of the Conditional Merger Agreement, regulatory approval, extraordinary general meeting of shareholders, and post-merger integration. BSI’s financial performance improved after the merger, shown by an increase in ROA, a decline in BOPO, and growth in third-party funds. The merger also generated operational, market, cost, and technology synergies that strengthened BSI’s position in the sharia banking industry.
Peningkatan Efektivitas Manajemen UMKM T’cakes N Cookies dalam Kegiatan Community Development Macario Sidi; Claudia Kinar Jeanetta; Gideon Christopher; Irene Wijaya; Kent Alvinata Purnomo; Naura Amanda Rokhman; Prabadika Ihsan Rahadi; Rinaningsih Rinaningsih
Journal Pemberdayaan Masyarakat Indonesia Vol 7 No 2 (2025): Jurnal Pemberdayaan Masyarakat Indonesia (JPMI) - In Progress
Publisher : Pusat Pengabdian kepada Masyarakat (PPKM) Universitas Prasetiya Mulya

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Abstract

UMKM memainkan peran penting dalam perekonomian Indonesia dengan kontribusi yang cukup signifikan terhadap PDB dan penciptaan lapangan kerja. T'cakes n cookies, sebuah UMKM di Kabupaten Kuningan, menghadapi berbagai tantangan seperti pencatatan keuangan yang kurang baik, operasional yang tidak efisien, dan strategi pemasaran yang belum optimal. Penelitian ini dilakukan dengan metode observasi langsung, wawancara dan pendampingan kepada mitra bisnis T'cakes n cookies melalui Program Community Development 2024. Melalui program ini, berbagai solusi telah diterapkan, termasuk pembuatan laporan keuangan, penyusunan SOP produksi, penambahan alat produksi, dan rebranding. Hasilnya, T'cakes n cookies mampu mengatasi kendala yang ada dan meningkatkan efisiensi serta efektivitas usahanya. Program ini tidak hanya menawarkan solusi jangka pendek tetapi juga mendukung keberlanjutan usaha dalam jangka panjang.