Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Teknologi dan Manajemen Informatika
Vera Wanda Nena Feronika
STIE Malangkucecwara
Computer Science & IT Decision Sciences, Operations Research & Management Engineering

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Attitude Does Not Moderate Influence Perceived Ease of Use, Perceived Usefulness, and Perceived Risk on The Adoption of Fintech Technology Uke Prajogo; Vera Wanda Nena Feronika
Jurnal Teknologi dan Manajemen Informatika Vol. 12 No. 1 (2026): Juni 2026
Publisher : Universitas Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jtmi.v12i1.17253

Abstract

This study aims to determine the effect of Perceived Ease of Use, Perceived Usefulness, and Perceived Risk on the adoption of fintech technology with attitude as a moderating variable. The type of research used is explanatory research. The sample in this study were 91 respondents, students of STIE Malangkucecwara who have businesses. The research sample is a saturated sample. The research instrument used a questionnaire and observation. The analysis used Partial Least Squares Structural Equation      Modeling (PLS-SEM), where X1 refers to the variable Perceived Ease of Use, X2 to the variable Perceived Usefulness, X3 to the variable Perceived Risk, Z to the variable Attitude and Y to the variable Adoption of fintech technology. Based on the results of the study, it was concluded that Perceived Ease of Use, Perceived Usefulness, and Perceived Risk were proven to have a positive and significant effect on the adoption of Byond by BSI fintech technology. Attitude was not proven to moderate the influence of Perceived Ease of Use, Perceived Usefulness, and Perceived Risk on the adoption of Byond by BSI fintech technology.
Co-Authors Uke Prajogo