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All Journal El Dinar Business Management Analysis Journal (BMAJ)
Dian Mayafaty Rauf
Universitas Nadhlatul Ulama Sulawesi Tenggara
Economics, Econometrics & Finance Other

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PRODUCTIVE ZAKAT, INFORMATION TECHNOLOGY, AND MUSTAHIQ EMPOWERMENT: THE MODERATING ROLE OF ENTREPRENEURIAL MOTIVATION Wiwin Sultraeni; Nasruddin Suyuti; Dian Mayafaty Rauf; Ilham Akbar Garusu; Ahmad Hamid
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 14, No 1 (2026): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v14i1.40818

Abstract

mustahiq empowerment as well as investigates the moderating effect of entrepreneurial motivation on mustahiq of the National Amil Zakat Agency (BAZNAS) in Kendari. An explanatory sequential mixed-method approach was used in the study. For the quantitative part, a survey was conducted among 110 mustahiq who were engaged in productive zakat programs for the year 2024–2025. Data analysis was performed by using Partial Least Squares Structural Equation Modeling (PLS-SEM) technique and SmartPLS. It is revealed that productive zakat and information technology have significant positive impacts on mustahiq empowerment, direct and indirect through entrepreneurial motivation. Besides, entrepreneurial motivation increases the positive influence of productive zakat and information technology on empowerment. In order to add more qualitative depth to the findings of the quantitative study, ten mustahiq were selected on purposeful sampling basis and interviewed. The interview results indicate that productive zakat helps in gaining business confidence and sustainability while information technology broadens market reach and improves efficiency in operations. Entrepreneurial motivation proves to be a vital driver that transforms financial and technological help into empowerment through making people resilient, confident, and entrepreneurial.
The Impact of Sharia Business Governance and Transformational Leadership on MSMEs Performance Moderated by Religiosity Ahmad Hamid; Ria Rezky Amalia; Dian Mayafaty Rauf; Rafida Bangki; Wiwin Sultraeni
Business Management Analysis Journal (BMAJ) Vol. 9 No. 2 (2026): Business Managament Analysis Journal (BMAJ)
Publisher : Universitas Muria Kudus

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Abstract

Micro, Small, and Medium Enterprises play a vital role in Kendari economy, contributing significantly to region income and employment. This study explores the factors influencing sustainable MSMEs performance in Kendari City, Southeast Sulawesi focusing on Sharia business governance, transformational leadership, religiosity. This research employed a quantitative method and causally associative approach. MSMEs owners in Kendari City were being populations in this research. The research sample was 166 MSMEs owners was chosen using purposive sampling. Survey methods are used in data collection, business owners are given questionnaires to complete. In this study, SmartPLS is utilized for data analysis, which employs Partial Least Squares-Structural Equation Modeling (PLS-SEM). Based on the study findings, Sharia business governance and transformational leadership significantly and positively affect MSME performance. In contrast, religiosity did not have a significant effect on MSME performance. Religiosity is able to strengthen moderate the effect of Sharia business governance and also transformational leadership on MSME performance. This research contributes to the growing literature on Islamic entrepreneurship by empirically validating how Shariah principles can be operationalized through managerial capacity. The findings provide a model for linking Islamic ethics, and also human resources development in strengthening MSME performance.
Co-Authors Ahmad Hamid Ahmad Hamid, Wiwin Sultraeni, Ria Rezky Amalia, Sumrani, Yacob Breemer Ilham Akbar Garusu Nasruddin Suyuti Rafida Bangki Ria Rezky Amalia Wiwin Sultraeni