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All Journal Rechtsidee SHARE Journal: Studi Hukum Keuangan Negara/Daerah
Reka Dewantara
Fakultas Hukum, Universitas Brawijaya, Malang
Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Tanggung Jawab Perbankan Terhadap Pencairan Kredit Fiktif : Perspektif Keuangan Negara: Banking Responsibility For Fictitious Credit Disbursement: A State Finance Perspective Dien Nufitasari; Yudho Taruno Muryanto; Jamal Wiwoho; Dwi Tjahja Kusumo Wardhono; Reka Dewantara
SHARE Journal Vol. 2 No. 1 (2026): JSHARE Vol. 2 No. 1, July 2026
Publisher : Badan Pembinaan dan Pengembangan Hukum Pemeriksaan Keuangan Negara Badan Pemeriksa Keuangan RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28986/jshare.v2i1.2872

Abstract

The development of the Indonesian banking sector accompanied by an increase in the risk of crime, particularly the disbursement of fictitious credit that is detrimental to customers and state finances. This study aims to examine the limits of banking liability from the perspective of state finance. The method used is normative juridical with legislative, conceptual, case, and comparative approaches. The results of the study show that the accountability of banks as a corporation cannot be limited only to criminal liability, but also includes civil liability through loss recovery and administrative liability as an instrument to strengthen banking compliance and governance. The contribution of this research lies in the development of the State-Finance-Oriented Banking Liability Framework, which is a conceptual framework that integrates the dimensions of preventive liability, restorative liability, and punitive liability in bank accountability for fictitious credit practices that have an impact on state finances. The strengthening of regulations is expected to increase legal certainty, strengthen protection of state finances, and maintain the stability of the national banking system.
Balancing Public Interest with Property Rights in Indonesian and Kenya Toll Road Acquisition: Menyeimbangkan Kepentingan Umum dengan Hak Milik dalam Pembebasan Lahan untuk Jalan Tol di Indonesia dan Kenya Rendy Dwiandika; Moh. Fadli; Reka Dewantara; Istislam Istislam
Rechtsidee Vol. 14 No. 2 (2026): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jihr.v14i2.1157

Abstract

General Background: Toll road development requires states to reconcile infrastructure objectives with constitutional protection of private property. Specific Background: In Indonesia and Kenya, land acquisition for commercially operated toll roads under Public Private Partnership schemes raises recurring questions concerning public interest, eminent domain, compensation, participation, and judicial protection. Knowledge Gap: Previous research largely addressed consultation, social conflict, or property protection within a single jurisdiction and did not comparatively examine commercial toll road acquisition across civil law and common law systems. Aims: This normative legal study compares statutory rules, constitutional provisions, legal doctrines, and jurisprudence governing toll road land acquisition in Indonesia and Kenya through comparative and conceptual approaches. Results: Both jurisdictions face difficulties in defining public interest and securing fair compensation for commercially operated infrastructure; Indonesia emphasizes procedural certainty, whereas Kenya allows broader substantive judicial review. Novelty: The study connects divergent legal traditions within one comparative framework focused specifically on eminent domain for commercial toll road partnerships. Implications: A balanced legal model requires proportionality, meaningful public participation, comprehensive compensation, livelihood-sensitive protection for vulnerable groups, and effective judicial safeguards. Highlights: One jurisdiction prioritizes procedural certainty, while the other permits broader substantive judicial review. Commercial infrastructure schemes complicate definitions of public interest and fair compensation. Proportionality, meaningful participation, comprehensive payment, and court protection form the proposed model. Keywords: Public Interest, Property Rights, Toll Road Land Acquisition
Co-Authors Dien Nufitasari Dwi Tjahja Kusumo Wardhono Istislam Istislam Jamal Wiwoho Moh. Fadli Rendy Dwiandika Yudho Taruno Muryanto