Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi
Risalatun Nisa’ Febryanti
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Permodalan, Risiko Kredit, dan Efisiensi Operasional terhadap Kinerja Keuangan Bank Umum Konvensional yang Terdaftar di BEI Periode 2023-2025 Risalatun Nisa’ Febryanti; Puji Astuti; Badrus Zaman
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 4 No. 4 (2026): Juli: MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v4i4.2428

Abstract

This study is motivated by the importance of financial performance in maintaining stability, sustainability, and public trust in the banking industry. Financial performance is influenced by several factors, including capital adequacy, credit risk, and operational efficiency. However, previous studies regarding the effect of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), and Operating Expenses to Operating Income (BOPO) on Return on Assets (ROA) have produced inconsistent findings. Therefore, this study aims to analyze the effect of CAR, NPL, and BOPO on ROA in Conventional Commercial Banks listed on the Indonesia Stock Exchange during the 2023–2025 period, both partially and simultaneously. This research uses a quantitative approach with a causal design. Secondary data were obtained from annual financial reports, with samples selected through purposive sampling, resulting in 26 banks and 78 observations. Data were analyzed using multiple linear regression. The findings show that CAR and NPL partially have no significant effect on ROA, while BOPO has a negative and significant effect. Simultaneously, CAR, NPL, and BOPO significantly affect ROA, with an Adjusted R² value of 0.820.
Co-Authors Badrus Zaman Puji Astuti