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All Journal Fruitset Sains : Jurnal Pertanian Agroteknologi Jurnal Pengabdian Masyarakat Bhinneka
Evalina Pakpahan
Universitas Tjut Nyak Dhien, Indonesia
Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Public Health

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Penguatan Literasi Keuangan UMKM melalui Pendampingan Pencatatan Usaha Sederhana di Desa Tumpatan Nibung Julpian Harahap; Nuzuliati Nuzuliati; Evalina Pakpahan
Jurnal Pengabdian Masyarakat Bhinneka Vol. 4 No. 4 (2026): Juli
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v4i4.1504

Abstract

Kegiatan pengabdian masyarakat ini bertujuan meningkatkan literasi keuangan pelaku UMKM dan masyarakat produktif Desa Tumpatan Nibung melalui edukasi pencatatan usaha sederhana. Permasalahan mitra meliputi belum terpisahnya keuangan pribadi dan usaha, rendahnya kebiasaan mencatat transaksi, serta keterbatasan pemahaman dalam menghitung laba usaha. Metode pelaksanaan dilakukan melalui observasi kebutuhan, koordinasi dengan pemerintah desa, sosialisasi literasi keuangan, praktik penggunaan buku kas sederhana, simulasi perhitungan laba, pendampingan kelompok kecil, dan evaluasi partisipatif. Kegiatan melibatkan 32 peserta yang terdiri atas pelaku warung kecil, kuliner rumahan, usaha hasil pertanian, jasa, dan perdagangan harian. Hasil kegiatan menunjukkan bahwa peserta mulai memahami pentingnya pemisahan uang pribadi dan usaha, mampu mencatat pemasukan dan pengeluaran harian, serta dapat menghitung keuntungan sederhana dari kegiatan usaha. Luaran kegiatan berupa format buku kas UMKM, contoh pencatatan transaksi harian, dan komitmen peserta untuk menerapkan pencatatan secara berkelanjutan. Kegiatan ini memperlihatkan bahwa pendampingan praktis berbasis kebutuhan lokal dapat menjadi langkah awal penguatan kapasitas UMKM desa.
PENGARUH LUAS LAHAN DAN TEKNOLOGI PERTANIAN TERHADAP PRODUKTIVITAS PETANI JERUK DAN SAYUR-MAYUR DI KELURAHAN SARIBUDOLOK Ramauli Simarmata; Evalina Pakpahan; Simon Patar Rizki Manalu
Fruitset Sains : Jurnal Pertanian Agroteknologi Vol. 13 No. 6 (2026): February: Ilmu Pertanian dan Bidang Terkait
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/fruitset.v13i6.7016

Abstract

The objective of this study is to analyze the influence of land area and technology on the productivity of citrus and vegetable farmers in Saribudolok Sub-district, Silimakuta District, Simalungun Regency. A quantitative approach was employed using a survey method, by distributing questionnaires to 96 farmer respondents, determined using the Slovin formula. The data were analyzed using SPSS software, which included validity and reliability tests, classical assumption tests (normality, multicollinearity, and heteroscedasticity tests), multiple linear regression analysis, partial t-test, simultaneous F-test, and coefficient of determination test. The findings indicate that both land area and agricultural technology have a positive and significant influence on farmer productivity. Among these, agricultural technology has a more dominant effect compared to land area. The coefficient of determination, valued at 51.0%, suggests that these two variables explain more than half of the variation in farmer productivity. The conclusion of this research is that optimizing technology and land access are key factors in enhancing horticultural productivity in highland areas such as Saribudolok. These results offer practical implications for policymakers in designing agricultural programs that are tailored to local needs and efficient in resource utilization.
Co-Authors Julpian Harahap Nuzuliati Nuzuliati Ramauli Simarmata Simon Patar Rizki Manalu