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Pemberdayaan Masyarakat Desa Maliwa’a melalui Literasi Digital, Pendampingan UMKM, dan Administrasi Desa Dhea Rebeca Lumbanraja; Putra Raja Tunggal Hasugian; Forliani Zai; Desrat Giawa; Mei Tarisna Lawolo; Nilka Sartiani Zega
Jurnal Pengabdian Masyarakat Bhinneka Vol. 4 No. 4 (2026): Juli
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v4i4.1551

Abstract

Kegiatan Kuliah Kerja Nyata (KKN) ini bertujuan untuk meningkatkan kapasitas masyarakat Desa Maliwa’a, Kecamatan Idanogawo, Kabupaten Nias melalui penguatan literasi digital, pendampingan pengelolaan UMKM, perbaikan administrasi desa berbasis teknologi sederhana, serta penguatan kepedulian sosial dan lingkungan. Metode pelaksanaan kegiatan dilakukan melalui observasi lapangan, identifikasi kebutuhan masyarakat, perancangan program kerja, implementasi kegiatan, serta evaluasi dan pendampingan. Program yang dilaksanakan meliputi edukasi pemanfaatan teknologi digital secara bijak, pendampingan pencatatan keuangan dan pemasaran sederhana bagi pelaku UMKM, bantuan pengelolaan data administrasi desa, kegiatan sosial kemasyarakatan, gotong royong, serta kegiatan edukatif di lingkungan sekolah dan masyarakat. Hasil kegiatan menunjukkan bahwa program KKN mampu memberikan kontribusi positif terhadap peningkatan pemahaman masyarakat dalam menggunakan teknologi, membantu pelaku UMKM memahami pentingnya pencatatan usaha dan promosi digital, serta mendukung tertibnya pengelolaan administrasi desa. Selain itu, kegiatan sosial dan lingkungan turut memperkuat partisipasi dan kebersamaan masyarakat. Dengan demikian, kegiatan KKN ini memberikan manfaat nyata sebagai bentuk pengabdian mahasiswa dalam mendukung pemberdayaan masyarakat desa secara partisipatif dan berkelanjutan.
Determinants of msme performance: financial inclusion, financial literacy, and financial management capability in karang berombak subdistrict Winda Simanjuntak; Endang B. Sinaga; Putra Raja Tunggal Hasugian
Jurnal Mantik Vol. 9 No. 4 (2026): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v9i4.7018

Abstract

This study examined the determinants of micro, small, and medium-sized enterprise performance, focusing on financial inclusion, financial literacy, and financial management capability in Karang Berombak Subdistrict. The research problem addressed the extent to which these financial factors contributed to improving enterprise performance. A quantitative research approach was applied, and data were collected through structured questionnaires distributed to micro, small, and medium-sized enterprise owners. The sample consisted of 86 respondents. Descriptive statistical analysis and multiple linear regression analysis were used to examine the relationships between financial inclusion, financial literacy, financial management capability, and enterprise performance. The findings showed that financial inclusion had a significant effect on micro, small, and medium-sized enterprise performance, indicating that access to financial services supported business growth and operational effectiveness. Financial literacy also had a significant effect on enterprise performance, suggesting that financial knowledge played an important role in business decision-making. However, financial management capability did not have a significant effect on enterprise performance. These results implied that while access to financial services and financial knowledge were critical determinants of enterprise performance, financial management capability alone was not sufficient to improve performance. The study concluded that strengthening financial inclusion and financial literacy was essential to enhance micro, small, and medium-sized enterprise performance in Karang Berombak Subdistrict
Co-Authors Desrat Giawa Dhea Rebeca Lumbanraja Endang B. Sinaga Forliani Zai Mei Tarisna Lawolo Nilka Sartiani Zega Winda Simanjuntak