Article Per Year (5 Year)
p-Index From 2021 - 2026
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This Author published in this journals
All Journal Scripta Economica: Journal of Economics, Management, and Accounting Prosperia: Journal of Economic Development, Accounting, and Global Markets
Muhammad Naufal Faqiih
Universitas Pembangunan Nasional “Veteran” Jakarta
Economics, Econometrics & Finance

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Kosmetik Halal dalam Perspektif Islam: Perkembangan Industri, Tantangan, dan Inovasi Model Bisnis di Era Digitalisasi Muhammad Naufal Faqiih; Raihan Septiawan Mubarak; Rahma Fauziah
Journal of Economics, Management, and Accounting Vol 2 No 1 (2026): July: Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/9s6scp93

Abstract

The halal cosmetics industry has experienced rapid growth as part of the global Islamic economy, driven by the increasing Muslim population, greater consumer awareness of product safety, and the rising trend of the halal lifestyle. This study aims to analyze the development of the halal cosmetics industry, its challenges, and business model innovations from an Islamic perspective in the digitalization era. The study employs a qualitative method using a literature review approach by analyzing scientific articles, books, industry reports, and relevant policy documents. The findings indicate that halal cosmetics are not only required to comply with halal requirements but must also fulfill the halalan thayyiban principle, encompassing product safety, quality, and overall benefits. Despite its strong growth potential, the industry continues to face challenges related to halal certification, dependence on imported raw materials, limited halal literacy, and differences in international halal standards. Digitalization through e-commerce, blockchain technology, and Sharia-based business model innovation has become a strategic factor in enhancing the competitiveness and sustainability of the halal cosmetics industry.
The Existence of Islamic Banks and Non-Bank Financial Institutions in Promoting Islamic Financial Inclusion Muhammad Naufal Faqiih; Aghna Karnys Izza Muhammad; Sulthon Maulana Arsyih; Daffa Ryuki Prabowo; Muhammad Faiz Andreaz Fawwaz; Fadhli Suko Wiryanto
Prosperia: Journal of Economic Development, Accounting, and Global Markets Vol. 1 No. 2 (2026): : May: Prosperia: Journal of Economic Development, Accounting, and Global Marke
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/rvgcms76

Abstract

This study is motivated by the persistent gap between Islamic financial literacy and Islamic financial inclusion in Indonesia, despite the continuous growth of Islamic financial industry assets. The research aims to describe the existence of Islamic banks and Islamic non-bank financial institutions (NBFIs) in promoting Islamic financial inclusion in Indonesia. This study adopts a qualitative approach using a descriptive design and a library research method, relying on secondary data analyzed through content analysis techniques. The findings indicate that Islamic banks and Islamic NBFIs, including Islamic insurance, Islamic pension funds, Islamic pawnshops, and Islamic fintech, continue to experience asset growth and service diversification. However, this growth has not been fully translated into a corresponding increase in Islamic financial inclusion. The study also finds that Islamic financial literacy levels are significantly higher than inclusion levels, suggesting that increased public knowledge does not automatically lead to active utilization of Islamic financial services. Furthermore, structural issues such as regulatory inconsistency, limited product innovation, and unequal digital readiness across institutions remain key barriers. The study concludes that stronger synergy among regulators, Islamic financial institutions, academics, and society is required to enhance literacy, promote innovation, harmonize regulations, and optimize digital technology for sustainable Islamic financial inclusion.    
Co-Authors Aghna Karnys Izza Muhammad Daffa Ryuki Prabowo Fadhli Suko Wiryanto Muhammad Faiz Andreaz Fawwaz Rahma Fauziah Raihan Septiawan Mubarak Sulthon Maulana Arsyih