Article Per Year (5 Year)
p-Index From 2021 - 2026
0.702
P-Index
This Author published in this journals
All Journal Bima Journal : Business, Management and Accounting Journal Journal of Applied Business, Taxation and Economics Reseach
Jumawan Jasman
Muhammadiyah University of Palopo
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
The The Influence of Investment Knowledge, Sharia Financial Literacy, and Siri' on Investment Interest in the Sharia Capital Market Coastal Communities in Palopo City: A Study on Coastal Communities in Palopo City Dhea Resky Ananda; Jumawan Jasman; Sofyan Syamsuddin; Samsinar Samsinar
BIMA Journal (Business, Management, & Accounting Journal) Vol. 7 No. 1 (2026)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.7.1.749-760

Abstract

The development of technology and the Islamic capital market in Indonesia shows great potential in driving economic growth based on Islamic principles. However, community participation, especially in coastal areas such as the city of Palopo, remains relatively low despite the development of regulations and instruments in the sharia capital market. Purpose: This study aims to analyze the influence of investment knowledge, sharia financial literacy, and Siri’ on investment interest in the sharia capital market, methodology: using a quantitative method. The research population includes the coastal community of Palopo City who have the potential to participate in sharia-based investment activities, using a non-probability sampling technique with a purposive sampling approach, while respondent selection was conducted thru incidental (accidental) sampling, resulting in 163 respondents. Data analysis was conducted using SmartPLS based on structural equation modeling (SEM) with a Partial Least Square (PLS) approach. Results: the research results show that investment knowledge is not urgent in influencing investment interest in the sharia capital market. On the contrary, sharia financial literacy and the value of Siri' are very urgent in influencing investment interest in the sharia capital market. Findings: sharia financial literacy and the cultural value of Siri’ become important factors that drive the community's interest in investing in the sharia capital market, whereas investment knowledge alone is not sufficient to increase investment interest. Novelty: this research integrates economic, religious, and local wisdom factors by incorporating the cultural value of Siri’ as a variable that influences investment interest in the sharia capital market. Originality: this research provides a new perspective in the study of sharia investment by examining the influence of the local Siri’ cultural values on investment interest in coastal communities. Conclusion: the investment interest of coastal communities in the sharia capital market is more influenced by sharia financial literacy and the value of Siri’ than by investment knowledge alone. Type of paper: Empirical research.
Investment Knowledge, Income, Risk, and Gold Price Effects on Gen Z's Gold Investment Interest with Trust Moderation Indra Yanti Yanti; Jumawan Jasman; Nispa Sari
BIMA Journal (Business, Management, & Accounting Journal) Vol. 7 No. 1 (2026)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.7.1.761-776

Abstract

The development of technology has facilitated access to investment information; however, public interest and participation in investment, particularly gold investment, remain relatively low. Purpose: This study aims to analyse the influence of investment knowledge, income, risk perception, and gold price fluctuation on gold investment interest among Generation Z, with trust as a moderating variable. Methodology: This study employs a quantitative approach. The population consists of Generation Z individuals in North Luwu Regency. The sampling technique uses non-probability sampling with purposive sampling, and respondents were selected using accidental sampling, resulting in 247 respondents. Data were analysed using SmartPLS with the Structural Equation Modelling (SEM) approach based on Partial Least Squares (PLS). Results: The results indicate that investment knowledge has a positive and significant effect on gold investment interest. Meanwhile, income, risk perception, and gold price fluctuation do not have a significant effect. In the moderation test, trust does not moderate the relationship between investment knowledge and investment interest but significantly moderates the relationship between income and investment interest. Findings: This study reveals that investment knowledge is the most dominant factor influencing gold investment interest among Generation Z. Additionally, trust plays an important role in strengthening the relationship between income and investment interest. Novelty: The novelty of this research lies in the inclusion of trust as a moderating variable in the relationship between economic and psychological factors and investment interest. Originality: This study integrates economic and psychological factors by incorporating trust as a moderating variable in Generation Z’s gold investment behaviour. Conclusion: Investment knowledge is the main factor influencing gold investment interest, while trust strengthens the effect of income on investment interest. Type of Paper: Empirical research paper.
The Influence of Sharia Finance Principles and Sharia Financial Literacy on The Financial Performance of MSMEs in Kamanre District Nurfadillah R Nurfadillah R; Jumawan Jasman; Samsul Bachri
Journal of Applied Business, Taxation and Economics Research Vol. 5 No. 5 (2026)
Publisher : PT. EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54408/jabter.v5i5.600

Abstract

Study This aim For analyze is impact from principles finance sharia and understanding literacy finance sharia to results performance Micro , Small, and Medium Enterprises (MSMEs) finance in the District Kamanre . The methodology applied is approach quantitative with type studies associative . Subject study covers all MSME actors in the District Kamanre which numbered 307 units business , with amount sample A total of 75 respondents were determined use formula Slovin . The data analysis process was carried out through The Partial Least Squares Structural Equation Modeling (PLS-SEM) method is used SmartPLS4 application . Findings study indicates that principle finance sharia as well as literacy finance sharia own positive and significant impact​ to performance MSME finance . Principles finance sharia contribute to efficiency and sustainability business , whereas literacy finance sharia functioning in taking decision appropriate finances​ with sharia . Implications from studies This show that strengthening principles and literacy finance sharia can become step effective strategy​ in advance performance MSME finances in general sustainable and harmonious with values held by society​ Kamanre .
The Effect of Self-Control and Self-Efficiency on The Personal Financial Behavior of Students from Away from The City Of Palopo Arifah Fadillah; Asriany Asriany; Jumawan Jasman
Journal of Applied Business, Taxation and Economics Research Vol. 5 No. 5 (2026)
Publisher : PT. EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54408/jabter.v5i5.606

Abstract

Personal financial management is important for students, but developments in financial technology tend to increase consumer behavior. Financial Services Authority (OJK) data (2022) shows that financial literacy remains low at 49.68%, while Statistics Indonesia (BPS) (2023) recorded a 17% increase in non-essential student spending. This situation is further complicated by the fact that out-of-town students manage their finances independently, suggesting that self-control and self-efficacy influence financial behavior. This study used an associative quantitative approach with a sample of 94 out-of-town students from the Faculty of Economics and Business, Muhammadiyah University of Palopo, from a population of 1,576, determined using the Slovin formula and proportionate stratified random sampling. Data analysis using multiple linear regression showed that self-control had a positive but insignificant effect (Sig. 0.079 > 0.05), while self-efficacy had a positive and significant effect (Sig. 0.000 < 0.05). Simultaneously, both variables had a significant effect with an R² of 0.547, indicating that self-efficacy was a more dominant factor in influencing the financial behavior of out-of-town students.
Co-Authors Arifah Fadillah Asriany Asriany Dhea Resky Ananda Indra Yanti Yanti Nispa Sari Nurfadillah R Nurfadillah R Samsinar Samsinar Samsul Bachri Sofyan Syamsuddin