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All Journal Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner
Tri Aprinia Astutik
Universitas Nurul Jadid
Religion Humanities Library & Information Science Social Sciences

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Implementation of Late Payment Fines on TikTok PayLater: A Perspective of Islamic Economic Contract Law Tri Aprinia Astutik; Saifuddin
Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner Vol. 5 No. 3 Agustus 2026: Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/jipsi.v5i3.976

Abstract

Study This use approach qualitative with method normative-juridical based studies bibliography . Methods This chosen because of research focus on analysis law to practice fine delay in TikTok PayLater service based on principle law Islamic economics , in particular draft ta'widh and gharamah . Study This aim analyze implementation fine delay in TikTok paylater service as one of the the growing Buy Now Pay Later (BNPL) system in ecosystem digital finance . Practice fine delay become issue important Because potential contain element usury , gharar , and cause injustice in perspective law agreement Islamic economics . Research results show that formally provisions​ fine has agreed in digital agreement , however in a way substantive its implementation potential Not yet fully in accordance with DSN-MUI fatwa No. 17/2000, especially related verification ability customers and transparency management of fine funds . Therefore that , is necessary more mechanisms​ clear and transparent so that implementation gharamah and ta'widh No deviate from principle justice in Islamic economics.
Co-Authors Saifuddin