Beni Sucipto
Institut Teknologi dan Bisnis PGRI Dewantara Jombang

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PENGENALAN PAYMENT GATEWAY SEBAGAI ALTERNATIF PEMBAYARAN DAN DIGITALISASI PENCATATAN KAS PADA DYARALARASATI WEDDING ATTIRE JOMBANG Irea Arrahima; Nurianah; Beni Sucipto; Dwi Ermayanti Susilo
COMVICE: Journal Of Community Service Vol. 10 No. 1 (2026): April (2026)
Publisher : ITEBIS PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/comvice.v10i1.1534

Abstract

This community service program was implemented in response to the low adoption of digital financial systems among MSMEs in the service sector, particularly wedding attire rental businesses, which have high transaction volumes but still rely on cash payments and manual cash recording. This situation risks operational inefficiencies, recording errors, and limited data-driven decision-making. This activity aims to introduce payment gateway-based payment alternatives and implement digital cash recording at the Dyaralarasati Jombang Wedding Attire. The service method was implemented through outreach, application training, direct mentoring, and achievement evaluation. An integrative approach that connects digital payment acceptance systems with daily cash recording in a single financial management flow demonstrates increased partner understanding of selecting a payment gateway that suits the nature of the business and the ability to perform more accurate, transparent, and real-time digital cash recording. This implementation is expected to strengthen the financial resilience of MSMEs and enhance their business readiness for the digital economy ecosystem.
PENDAMPINGAN PENYUSUNAN LAPORAN KEUANGAN PSAK 109 PADA LEMBAGA AMIL ZAKAT DI LAZISMU JOMBANG Hadi Sucipto; Beni Sucipto
COMVICE: Journal Of Community Service Vol. 10 No. 1 (2026): April (2026)
Publisher : ITEBIS PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/comvice.v10i1.1744

Abstract

Kegiatan Pengabdian ini bertujuan untuk mengidentifikasi dan menyelesaikan masalah yang dihadapi oleh Lazismu Kabupaten Jombang. Lazismu Kabupaten Jombang memiliki masalah terkait pelaporan keuangan Lazismu yang belum sesuai dengan penerapan PSAK 109. Hal ini berdampak pada persiapan pembuatan laporan tahunan dan persiapan audit Laporan Keuangan. Atas dasar permasalahan tersebut, dibentuk program pendampingan dalam penyusunan laporan keuangan Lazismu Kabupaten Jombang sesuai PSAK 109. Metode pelaksanaan kegiatan dilakukan dalam bentuk sosialiasi materi dan pendampingan dalam penyusunan laporan keuangan sesuai psak 109. Hasil kegiatan menunjukkan respon yang positif bagi para pengurus Lazismu Kabupaten Jombang dan sudah siap dalam menerbitkan laporan keuangan yang sesuai PSAK 109, serta persiapan proses audit. Berdasarkan evaluasi diharapkan dari kegiatan ini terwujudnya pengurus Lazismu Kabupaten Jombang yang memahami serta mampu mengimplementasikan terkait dengan transaksi yang bersumber dari zakat, infak dan sedekah. Keberhasilan kegiatan ini diukur dengan terbitnya laporan keuangan untuk periode pengabdian yang akan digunakan sebagai laporan akhir untuk nantinya mensukseskan program audit yang akan dilakukan Lazismu Wilayah Jawa Timur.
GOOD CORPORATE GOVERNANCE DAN PERMODALAN PERBANKAN: PERAN MANAJEMEN RISIKO DI ERA PRA-COVID Nurianah; Beni Sucipto; Irea Arahima
JAD : Jurnal Riset Akuntansi & Keuangan Dewantara Vol. 8 No. 2 (2025): Juli (2025) - Desember (2025)
Publisher : STIE PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/jad.v8i2.1537

Abstract

This study investigates the effect of Good Corporate Governance (GCG) on bank capital, with risk management serving as an intervening variable. The research focuses on Indonesian banks during the period 2015–2019, representing the pre-Covid era when economic conditions were relatively stable and had not yet experienced major shocks from the pandemic. GCG is considered a mechanism that strengthens public trust and enhances the quality of bank management, while risk management functions as a mediating process that translates sound governance into effective risk mitigation strategies. A quantitative approach was employed, using the Capital Adequacy Ratio (CAR) to measure capital adequacy and Non-Performing Loans (NPL) to assess risk management. The sample comprised all banks listed on the Indonesia Stock Exchange (IDX) during 2015–2019, resulting in 1,150 annual reports from 46 banks. Hypothesis testing was conducted using path analysis. The findings indicate that GCG has a direct effect on NPL, while NPL does not exert a direct effect on CAR. In contrast, without the intervening variable, GCG demonstrates an indirect effect on CAR. The results provide insights into the extent to which GCG contributes to strengthening bank capital through risk management and offer practical implications for regulators and banking practitioners in maintaining financial sector stability.
ANALISIS PERILAKU HERDING DAN OVERCONFIDENCE DALAM PENGAMBILAN KEPUTUSAN INVESTASI GENERASI Z KABUPATEN JOMBANG DI PASAR SAHAM SYARIAH INDONESIA Beni Sucipto; Saiful Aminudin Al Kusuma Putra; Nurianah; Irea Arrahima
JMD : Jurnal Riset Manajemen & Bisnis Dewantara Vol. 9 No. 1 (2026): Januari (2026) - Juni (2026)
Publisher : STIE PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/jmd.v9i1.1547

Abstract

This study examines the effects of herding behavior and overconfidence on investment decision-making among Generation Z in Jombang Regency in the Islamic (Sharia-compliant) stock market. The study is motivated by the growing interest in investing among young people, supported by financial technology, yet accompanied by vulnerability to behavioral biases that may affect the rationality of decisions. This research adopts a quantitative approach using a survey of 150 Generation Z investors in Jombang who actively invest in Sharia-compliant stocks. The data were analyzed using multiple linear regression. The data analysis technique employed was PLS-SEM, and the analytical tool used was SmartPLS version 4. The results show that herding has no significant effect on investment decision-making, whereas overconfidence has a significant effect and is the most dominant factor. This indicates that Generation Z in Jombang does not tend to directly follow others’ behavior or external recommendations when making investment decisions. Instead, they are more influenced by a high level of self-confidence in their own ability to analyze market information. These findings suggest that Generation Z’s investment decisions in Jombang are highly rational. This study recommends strengthening Islamic financial literacy education to develop smarter and more mature investors.