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All Journal Muqtasid: Jurnal Ekonomi dan Perbankan Syariah
Muhammad Ridho Al-Firdausi
Islamic Economics and Finance Study Program, Faculty of Economics and Business Education, Universitas Pendidikan Indonesia, Bandung

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Integrating maqāsid shariah literacy into the financial capability framework: Evidence from Islamic family financial planning Dea Aryandhana Mulyana Haris; Ulumuddin Nurul Fakhri; Firmansyah Firmansyah; Muhammad Ridho Al-Firdausi
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol. 16 No. 2 (2025): December 2025
Publisher : Faculty of Islamic Economics and Business, UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v16i2.111-132

Abstract

This study examines the influence of maqāsid shariah literacy, institutional trust, and Islamic financial literacy on Islamic family financial planning competence. Previous studies on Islamic financial planning have largely focused on technical financial literacy while overlooking ethical-spiritual dimensions and institutional trust within the financial capability framework. This study addresses this theoretical gap by integrating maqāsid-based literacy into the financial capability framework, offering a distinct value-oriented perspective rarely explored in prior empirical research. Using a quantitative approach, data were collected from Muslim households in West Java, Indonesia, and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The findings reveal that maqāsid shariah literacy and institutional trust significantly influence Islamic family financial planning competence, whereas Islamic financial literacy does not show a significant effect. The study theoretically extends the financial capability framework by incorporating maqāsid-oriented and ethical spiritual dimensions into Islamic financial behavior and family financial planning discourse
Co-Authors Dea Aryandhana Mulyana Haris Firmansyah Firmansyah Ulumuddin Nurul Fakhri