hanum dwi septiani
Universitas Teknologi Digital

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ANALYSIS OF BKD SAVINGS AND LOAN ADMINISTRATION INFORMATION SYSTEM hanum dwi septiani
Media Jurnal Informatika Vol 17 No 1a (2025): Special Issue Information System Media Jurnal Informatika
Publisher : Universitas Suryakancana Cianjur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/mji.v17i1a.5485

Abstract

Savings and Loan Cooperative (KSP) of Village Credit Agency (BKD) Kaligayam Unit plays an important role in supporting the rural economy through microfinance services, such as saving funds and providing loans. However, the administration system currently used is still manual and not integrated, resulting in various obstacles such as recording errors, late reporting, and the risk of data loss. This study aims to analyze the ongoing savings and loan information system, identify weaknesses in the administration process, and provide recommendations for designing a more effective and efficient digital system. The research methods used are direct observation, interviews with related parties, and literature studies. The results of the analysis show that system digitalization is needed to support service improvements, both in terms of recording accuracy, service speed, and customer data security. The proposed system will later be designed to be easy to use by officers, support automatic reporting, and have appropriate access rights settings. With the implementation of a computerized information system, it is hoped that cooperative management will become more modern, transparent, and able to compete with other financial institutions.
Penerapan Metode Waterfall dalam Perancangan Sistem Informasi Administrasi Simpan Pinjam untuk Meningkatkan Efisiensi Layanan BKD Unit Kaligayam Hanum Dwi Septiani; Wahyu Krishantoro
Infotek: Jurnal Informatika dan Teknologi Vol. 9 No. 1 (2026): Infotek : Jurnal Informatika dan Teknologi
Publisher : Fakultas Teknik Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jit.v9i1.33186

Abstract

The Kaligayam Village Credit Agency (BKD) plays a vital role in supporting the rural economy through microfinance services, such as fund deposits and loan disbursement. The design of the Savings and Loan Administration Information System at the Kaligayam Village BKD Unit aims to improve efficiency in financial administration, particularly in recording savings and loan transactions. This system is designed to replace the conventional manual process, which is prone to errors and data duplication. The system was developed using the Waterfall model, a sequential and structured method starting from needs analysis, system design, implementation, and system testing. This type of research includes Research and Development (R&D) with system testing activities through functional testing and user acceptance testing to ensure the system's reliability, accuracy, and usability. The results show that the system is capable of recording member data, savings and loan transactions, and generating financial reports automatically and accurately. The system also provides secure and organized data management features, making it easy for users to access information quickly. The main contribution of this research is the creation of an effective and efficient administrative information system, which can be a reference for system development in other microfinance institutions, as well as supporting faster and more accurate decision-making.