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All Journal Jurnal Pengabdian Pada Masyarakat METHABDI
Rebecca Evadine
Sekolah Tinggi Ilmu Ekonomi Professional Management College Indonesia
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Immunology & microbiology Languange, Linguistic, Communication & Media Medicine & Pharmacology Physics Public Health

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Perencanaan Keuangan Keluarga Menuju Kemandirian Ekonomi di Desa Karang Anyar Kecamatan Beringin Kabupaten Deli Serdang Dina Rosmaneliana; Rebecca Evadine; Nikous Soter Sihombing; Monetarist Butar Butar; Togar Timoteus Gultom; Petrus Loo
Jurnal Pengabdian Pada Masyarakat METHABDI Vol 5 No 2 (2025): Jurnal Pengabdian Pada Masyarakat METHABDI
Publisher : Universitas Methodist Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46880/methabdi.Vol5No2.pp225-229

Abstract

Financial planning is an essential foundation to support household economic stability, resilience, and long-term welfare. This community service program aims to provide education, training, and practical guidance on family financial planning for community members, especially housewives. The activity includes knowledge enhancement regarding budgeting, the 50-30-20 allocation principle, debt management, savings and investment strategies, emergency funds, and financial protection. The program was carried out through workshops, interactive counseling, and practice sessions using simple financial tools. The results show that participants experienced an increase in understanding and skills in managing household finances, were able to create monthly budgets, identify financial leaks, and formulate savings and investment plans. This community service contributes to strengthening family financial independence toward sustainable household welfare.
Peningkatan Literasi Keuangan Guru: Strategi Cerdas Mengelola Gaji dan Investasi Masa Depan di Yayasan Citra Mandiri Kabupaten Deli Serdang Petrus Loo; Rebecca Evadine; William Parlindungan Sihombing; Monetarist Butar Butar; Togar Timoteus Gultom
Jurnal Pengabdian Pada Masyarakat METHABDI Vol 6 No 1 (2026): Jurnal Pengabdian Pada Masyarakat METHABDI
Publisher : Universitas Methodist Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46880/methabdi.Vol6No1.pp137-141

Abstract

Teachers play a pivotal role in educating the nation, yet their financial well-being is often overlooked due to low financial literacy. Limited salaries are frequently consumed by immediate spending needs without planning for the future, leaving teachers vulnerable to fraudulent investment schemes or illegal online loans. This community service initiative aims to enhance teachers' financial literacy by introducing smart salary management strategies and future-oriented investment options. The program partnered with teachers from the Citra Mandiri Foundation School in Deli Serdang. The methodology employed included a preliminary survey, a workshop session, a personal budgeting simulation, and a final evaluation. Results indicated an improvement in participants' financial understanding following the training. Teachers are now able to create monthly budget allocations using sound financial formulas and understand legal investment instruments regulated by the Financial Services Authority (OJK). The initiative concludes that periodic financial education is crucial for fostering financial stability and professional peace of mind among educators.
Co-Authors Dina Rosmaneliana Monetarist Butar Butar Nikous Soter Sihombing Petrus Loo Togar Timoteus Gultom William Parlindungan Sihombing