Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
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This Author published in this journals
All Journal Journal of Sharia Micro Enterprise and Cooperation Journal of Islamic Family Law
Saeful Anwar
Sekolah Tinggi Agama Islam Kuningan, Indonesia
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Legal Protection for Victims of Domestic Violence in Islamic Law-Based Countries: A Comparative Review Saeful Anwar
Journal of Islamic Family Law Vol. 1 No. 2 (2025): Journal of Islamic Family Law
Publisher : Sekolah Tinggi Agama Islam Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59784/jifl.v1i2.7

Abstract

Domestic violence (DV) is a serious social issue that impacts the health and well being of victims. In Islamic law based countries, legal protection for DV victims is often impeded by social stigma, cultural norms, and legal challenges. This study aims to analyze the legal protection available for DV victims in Indonesia, Malaysia, and Saudi Arabia, as well as to explore the effectiveness of the approaches adopted by each country. A qualitative approach was employed, utilizing in-depth interviews and analyzing relevant secondary data. Respondents included DV victims, NGO activists, and legal practitioners. The findings indicate that, while each country has a legal framework in place to protect victims, the application and effectiveness of these frameworks vary significantly. In Indonesia, a preventive approach is hindered by limited law enforcement. In Malaysia, although strict penalties are available, stigma prevents victims from reporting incidents. Meanwhile, in Saudi Arabia, despite legal reforms, cultural interpretations often confuse victims regarding their rights. This conclusion highlights the need for legal reforms that are more sensitive to cultural contexts and for increased collaboration between the government and civil society organizations to enhance effective protection for DV victims.  
Marketing Strategy for MSME Financing Products at Islamic Banks in Indonesia in the Digital Era Aen Fariah; Saeful Anwar; Agus Rahayu
Journal of Sharia Micro Enterprise and Cooperation Vol. 3 No. 2 (2026): Journal of Sharia Micro Enterprise and Cooperation
Publisher : Sekolah Tinggi Agama Islam Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59784/5n469c34

Abstract

Background: The development of the digital era has brought significant changes to marketing strategies in the Islamic banking industry, particularly in Micro, Small and Medium Enterprise (MSME) financing products, yet empirical research specifically examining these strategies remains scarce.Objectives: This study aims to analyze the digital marketing strategies applied by Islamic banks in Indonesia to promote MSME financing products, identify the challenges faced, and formulate effective strategy recommendations.Methods: A sequential explanatory mixed-methods design was employed, beginning with a qualitative phase in-depth interviews with 12 Islamic bank practitioners used to inform a subsequent quantitative phase comprising a survey of 150 MSME customers; secondary data were drawn from annual reports of Indonesian Islamic banks, Bank Indonesia regulations, and Financial Services Authority (OJK) data from 2020–2024.Results: Islamic banks in Indonesia have implemented four digital marketing strategies social media marketing, mobile banking-based financial technology, digital content marketing, and digital customer relationship management (CRM) while facing significant challenges including limited digital literacy among MSME players, high operational costs of digital transformation, and regulatory complexity an integrated digital marketing strategy combining conventional and digital approaches was associated with a 43% increase in MSME financing product penetration compared to conventional methods alone.Conclusion: These findings contribute to filling a research gap concerning digital marketing strategies specifically tailored to MSME financing products within the Islamic banking context in Indonesia and offer practical implications for banks and regulators seeking to strengthen digital financial inclusion.
Co-Authors Aen Fariah Agus Rahayu