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All Journal Jurnal Dinamika Ekonomi Syariah Kartika: Jurnal Studi Keislaman Jurnal Ekonomi, Manajemen, Akuntansi
Siti Chasanah
Institut Agama Islam An-Nawawi Purworejo
Religion Economics, Econometrics & Finance Education Social Sciences

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Perkembangan Dan Inovasi Ekonomi Islam, Tren Terkini Dan Tantangan Global Siti Chasanah
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 5: Juli 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i5.10800

Abstract

Studi ini bertujuan untuk mengeksplorasi tantangan dan peluang yang ada dalam penerapan ekonomi Islam di Indonesia, telrutama dalam hubungannya dengan pertumbuhan ekonomi tradisional. Walaupun pelaksanaan ekonomi Islam telah melnunjukkan kemajuan yang nyata, masih terdapat berbagai tantangan yang mungkin menghalangi pelncapaian tujuan utamanya. Penelitian ini mengandalkan data primer dan sekunder. Data primer dikumpulkan dengan menyebarkan kuesioner kelpada 100 responden yang mencakup pertanyaan terbuka dan tertutup. Sementara itu, data sekunder dihimpun dari berbagai jurnal ilmiah, situs resmi, dan literatur yang relevan dengan permasalahan ini. Temuan menunjukkan bahwa perkembangan ekonomi syariah di Indonesia menunjukkan arah yang positif. Kemajuan ini didorong oleh adanya regulasi yang tegas, keterlibatan aktif aktor ekonomi syariah, serta mayoritas masyarakat Indonesia yang beragama Islam. Namun, sejumlah tantangan tetap ada, terutama berkaitan dengan rendahnya tingkat pendidikan dan kesadaran masyarakat mengenai penerapan ekonomi yang berbasis syariah.
Pola Perilaku Konsumen Muslim Terhadap Fenomena Live Shopping di Tiktok Shop dan Shopee: Perspektif Etika Bisnis Islam Siti Chasanah
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.1169

Abstract

The rapid advancement of digital technology has given rise to the phenomenon of live shopping on platforms like TikTok Shop and Shopee, which has massively reshaped the modern retail landscape. This study aims to analyze the behavioral patterns of Muslim consumers towards the live shopping phenomenon, highlighting the psychological dynamics of Fear of Missing Out (FOMO), impulsive buying behavior, and the marketing tricks employed by live streamers. Utilizing a qualitative descriptive approach through the lens of Islamic Business Ethics, this study evaluates the alignment of these digital practices with Sharia values. The findings reveal that real-time marketing strategies, such as artificial scarcity and time-limit pressure, potentially involve elements of disguised deception (tadlis) and market manipulation (najash). Furthermore, FOMO and impulsive buying triggered by intensive interactions during live shopping sessions drive Muslim consumers into excessive consumption (israf) and squandering (tabzir), which run counter to the principles of maqasid al-shariah, specifically the preservation of wealth (hifz al-mal). This study recommends the enhancement of Sharia-compliant consumption literacy among Muslim consumers and the implementation of standardized digital marketing ethics that foster fairness in the e-commerce sector
EXAMINING SHARIA-BASED FINANCIAL PRODUCT INNOVATION FROM A GEN Z PERSPECTIVE: A CASE STUDY OF ISLAMIC ECONOMICS AND BUSINESS STUDENTS AT IAIAN Siti Chasanah
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 3 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i3.1315

Abstract

This study explores the perspectives of Generation Z regarding Sharia-based financial product innovations, focusing on Islamic Economics and Business students at IAIAN. Employing a descriptive qualitative approach, this research maps the prospects, barriers, and the depth of student comprehension concerning the modernization of the Islamic financial sector within the digital sphere. Empirical findings indicate that digitalization offers expansive opportunities to introduce Sharia financial products tailored to Gen Z's preferences, including peer-to-peer (P2P) lending, crowdfunding, and mobile-based investment instruments. Nevertheless, the sector still encounters classic obstacles, such as low Sharia financial literacy, digital access disparities, and complex regulatory frameworks. On the other hand, the students, as the core subjects of this study, demonstrate both a mature understanding and tangible contributions through research activities, internship programs, and public education initiatives. This research underscores that a synergistic integration between Sharia financial industry players and Generation Z plays a crucial role in fostering innovations that are highly adaptive to technological advancements while remaining strictly compliant with Sharia principles
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