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The Exploration Of The Implication Of Digital Currency Adoption And Monetary Policy Effectiveness Ntombelanga Phenicia Qithi; Sibonangaye Dick Nkalanga; Mohammed Xolile Ntshangase
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 5 No 5 (2026): IJHESS APRIL 2026
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijhess.v5i5.2259

Abstract

The rapid increase in digital currencies including Central Bank Digital Currencies (CBDCs) and decentralized cryptocurrencies has globally created new opportunities and challenges for monetary policy frameworks. This paper discusses the various effects of digital currency usage on the efficiency of monetary policy and analyzes the way these evolutions hamper or support the traditional transmission mechanisms of monetary policy, the change on the operational abilities of central banks, as well as the impact on financial stability. In terms of methodology, this study adopted desktop qualitative research methods. By means of a thorough review of the literature of the newest empirical and theoretical studies (2020, 2026), combined with a qualitative analysis of policy documents and case studies from the major economies, this study uncovers the most important ways through which digital currencies change the results of monetary policy. The evidence indicates that although CBDCs provide better policy transmission and financial inclusion possibilities, they at the same time bring about the risk of bank disintermediation and an increase in capital flow volatility. On the other hand, cryptocurrencies reveal the effects of these policies on effectiveness as being both positive and negative, in that an increasing use of them may lead to the weakening of traditional monetary aggregates while at the same time bringing new dimensions of financial innovation. By merging the latest findings from different fields, this paper adds a new perspective to the ongoing discussion concerning digital monetary systems. The paper also highlights the necessity of designing flexible regulatory frameworks that support innovation while also ensuring the overall stability of the system.
Teacher Moonlighting and Absenteeism in South African Community Learning Centers: Implications for Teaching and Teacher Retention Ronnie Risimati Maceke; Nkarhi Excellent Mathebula; Mohammed Ntshangase; Sibonangaye Dick Nkalanga
Humanis Vol. 30 No. 1 (2026): Volume 30 No 1, Februari 2026
Publisher : Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JH.2026.v30.i01.p08

Abstract

Community Learning Centres (CLCs), which are the main features of the Adult Education and Training system, offer necessary second-chance learning opportunities for out-of school youth, and adults who have never been to school or have dropped out early. Educator absenteeism, however, has, for a long time, been the major factor that has led to a decrease in public trust in such centres and, consequently, their effectiveness. The aim of the research was to explore the effect of teachers' moonlighting on absenteeism, teaching quality, and retention in South African CLCs. For this purpose, the study employed thematic analysis in line with Braun and Clarke's six (2021) step method to process secondary data obtained from previous research and institutional reports. This meticulous method of coding, gathering, and polishing themes made it possible to recognize the essential patterns of teacher behaviour and school issues. The research concluded that teachers take additional jobs just to meet the demands of their socio-economic lives. Educators' low salaries, their financial commitments, and the ever-rising demands of the household are a few of the factors that push teachers to find other jobs. Research findings show that moonlighting has a direct negative impact on teaching quality, as teachers have less time to prepare their lessons, deliver them, and interact meaningfully with students.