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All Journal JOURNAL OF SCIENCE AND SOCIAL RESEARCH AKSIOMA : Jurnal Sains Ekonomi dan Edukasi
Khusnul Khotimah
Universitas Palangka Raya
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Akselerasi Pelayanan Nasabah Melalui Transformasi Digital Byond dan Peningkatan Efisiensi Administrasi di BSI KCP Palangkaraya 1 Pusvita Ardian Dinata; Rita Sarlawa; Ellsa Riyany; Khusnul Khotimah
AKSIOMA : Jurnal Sains Ekonomi dan Edukasi Vol. 3 No. 4 (2026): AKSIOMA : Jurnal Sains, Ekonomi dan Edukasi
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/aksioma.v3i4.2499

Abstract

This community service study aims to analyze the acceleration of customer service through digital transformation using the BYOND application and to evaluate the improvement of administrative efficiency at BSI KCP Palangkaraya 1. The method employed is descriptive qualitative, with data collection techniques including observation, interviews, and documentation conducted from February to March 2026. The results indicate that conventional service processes at Customer Service and Teller units are still dominated by physical forms and manual verification, leading to long queues. The implementation of the BYOND application faces technical obstacles such as facial verification (liveness detection) failures and low digital literacy among senior customers. However, through direct education and mentoring programs, there has been a significant increase in administrative efficiency, a reduction in physical queues, and improved accountability of transaction data. This study confirms that the integration of digital technology, accompanied by intensive mentoring, can create a more responsive and efficient sharia banking ecosystem in Palangka Raya.
ANALISIS PENGARUH PERTUMBUHAN PRODUKSI, INVESTASI ASING LANGSUNG, DAN LAJU PERTUMBUHAN EKONOMI TERHADAP INFLASI HARGA PRODUSEN Buyung Libna Basunjaya; Khusnul Khotimah; Dyah Septia Ningrum
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol. 8 No. 3 (2025): August 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i3.3431

Abstract

Penelitian ini menganalisis pengaruh peningkatan output produksi, penanaman modal asing secara langsung (FDI), dan tingkat perkembangan ekonomi terhadap kenaikan harga di tingkat produsen di Indonesia selama periode 2015-2022. Menggunakan analisis regresi informasi berjenis panel dengan pendekatan kuantitatif, penelitian menemukan bahwa secara simultan ketiga variabel tersebut memberikan dampak yang berarti pada kenaikan harga di tingkat produsen dengan nilai F-statistik 2,437197 (p < 0,05). Model penelitian mampu menjelaskan 54,9% variasi dalam kenaikan harga di tingkat produsen. Secara individual, peningkatan output produksi menunjukkan pengaruh positif (koefisien 0,069795), sementara FDI (-0,010905) dan tingkat perkembangan ekonomi (-0,029009) menunjukkan pengaruh negatif terhadap kenaikan harga di tingkat produsen, meskipun tidak signifikan secara statistik. Temuan ini menyoroti pentingnya pendekatan kebijakan terpadu dalam mengendalikan kenaikan harga di tingkat produsen di Indonesia
Co-Authors Buyung Libna Basunjaya Dyah Septia Ningrum Ellsa Riyany Pusvita Ardian Dinata Rita Sarlawa