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All Journal JCAIP: Journal of Contemporary Applied Islamic Philanthropy Journal of Islamic Finance and Economic Studies
Agus Kurniawan
Universitas Islam Negeri Raden Intan Lampung, Indonesia
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice

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Effect of Emotional Intelligence and Self-Confidence on Accounting Understanding Mutiara Febyanti; Agus Kurniawan
Journal of Islamic Finance and Economic Studies Vol. 1 No. 1 (2025): Journal of Islamic Finance and Economic Studies
Publisher : CV. SPDF Harmony

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64268/jifes.v1i1.23

Abstract

Background: A good understanding of accounting is essential for accounting students, as it impacts their ability to perform as accountants in the professional world. Factors such as emotional intelligence and self-confidence are believed to influence accounting comprehension. This study aims to examine the effect of emotional intelligence and self-confidence on accounting understanding among accounting students. Aims: This research aims to analyze the effect of emotional intelligence and self-confidence on accounting understanding among accounting students. Methods: This study employs a quantitative approach, using primary data collected through questionnaires distributed to accounting students. Data analysis was performed using multiple linear regression to examine the influence of emotional intelligence, self-confidence, and accounting understanding. Results: The analysis results indicate that both emotional intelligence and self-confidence do not have a significant effect on accounting understanding among students. The significance value in the t-test was greater than 0.05, leading to the rejection of the hypothesis that these variables positively affect accounting understanding. Additionally, simultaneous testing showed no significant influence between both variables and accounting understanding. Conclusion: Based on the results, it can be concluded that emotional intelligence and self-confidence do not have a significant impact on accounting understanding among accounting students. However, other factors not explored in this study may have a larger effect on students' accounting comprehension.
The Influence of Financial Technology, Financial Literacy, and Finansial Attitudes on Financial Risk Management of Generation Z in Islamic Finance Perspective: A Study at Bank Syariah Indonesia Bandar Lampung Fakhrur Raihan; Dinda Fali Rifan; Agus Kurniawan
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 2 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i2.649

Abstract

Purpose: This study aims to analyze the influence of financial technology, financial literacy, and financial attitudes on financial risk management of Generation Z in the perspective of Islamic finance in customers and service users of Bank Syariah Indonesia in Bandar Lampung. Methodology: The study used a quantitative approach with a survey method of 100 respondents selected using purposive sampling techniques. Data analysis was carried out using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with the help of SmartPLS 4. Findings: Research shows that financial technology, financial literacy, and financial attitudes have a positive and significant effect on Generation Z financial risk management in Bank Syariah Indonesia (BSI) customers in Bandar Lampung. Partially, financial technology provides ease of access to financial services and information to help Generation Z in managing financial risks more effectively. Financial literacy is the variable that has the greatest influence because the ability to understand financial concepts and decision-making has proven to play an important role in improving the quality of financial risk management. In addition, a positive financial attitude also encourages individuals to be more wise, disciplined, and responsible in managing finances in accordance with the principle of prudence. Simultaneously, the three variables were able to explain 62.5% of the variation in financial risk management, while the remaining 37.5% were influenced by factors other than the research model.
Co-Authors Dinda Fali Rifan Fakhrur Raihan Mutiara Febyanti