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All Journal Jurnal Ilmiah Universitas Batanghari Jambi Al-Mizan : Jurnal Ekonomi Syariah
Sri Kasnelly
Universitas Islam An-Nadwah Kuala Tungkal
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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Integrasi ZIS (Zakat, Infak, Sedekah) Sebagai Poros Penguat Ketahanan Ekonomi Dan Kesejahteraan Keluarga Sri Kasnelly; Mustakim Mustakim; Ayasha Dili Zahra
Al-Mizan: Jurnal Ekonomi Syariah Vol 9 No 1 (2026): Al-Mizan: Jurnal Ekonomi Syariah
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat IAI An-Nadwah Kuala Tungkal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54459/almizan.v9i1.1318

Abstract

Kegiatan sosialisasi ini bertujuan meningkatkan literasiunit keluarga mengenai peran strategis Zakat, Infak, dan Sedekah (ZIS) sebagai instrumen fiskal dalam kerangkaekonomi makro Islam. Metode yang digunakan adalahAcademic Action Research melalui sosialisasi tatap mukadan diskusi interaktif bersama keluarga di rumah pada malam hari. Hasil kegiatan menunjukkan adanyadekonstruksi paradigma pada anggota keluarga; merekakini memahami mekanisme transmisi dana ZIS melaluikonsep Marginal Propensity to Consume (MPC) yang memicu multiplier effect, serta peran ZIS sebagaiautomatic stabilizer dalam menjaga daya beli masyarakat. Sosialisasi ini juga menekankan pentingnya pengalihanpola ZIS konsumtif ke pemberdayaan produktif berbasisUMKM, serta urgensi akuntabilitas amil berbasis digital sesuai PSAK 109. Kesimpulannya, penguatan pemahamanZIS dari skala mikro (keluarga) merupakan langkahstrategis dalam mewujudkan keadilan distribusi kekayaandan ketahanan ekonomi yang inklusif demi tercapainyafalah.
Gaya Hidup Cashless dan Pemanfaatan Dompet Digital dalam Membentuk Perilaku Konsumtif Mahasiswa Generasi Z: Peran Self-Control dan Nilai-Nilai Islam Sri Kasnelly; Ahmad Luthfi; Abdul Jalil; M. Syaikhul Arif; Revalina Juventini LA
Jurnal Ilmiah Universitas Batanghari Jambi Vol 26, No 2 (2026): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v26i2.6565

Abstract

Advances in digital payment technology have reshaped how Generation Z students consume, largely through their growing embrace of a cashless lifestyle and digital wallets. This study set out to determine whether a cashless lifestyle and the intensity of digital wallet use shape consumptive behavior, examining self-control as a mediating mechanism and Islamic values as a moderating factor. Using a purposive sample of 80 students from Universitas Islam An-Nadwah Kuala Tungkal, quantitative survey data were gathered and processed through SEM-PLS. Findings indicate that both a cashless lifestyle and digital wallet usage intensity raise consumptive behavior, whereas self-control and Islamic values lower it. Islamic values were found to moderate only the self-control-to-consumptive-behavior pathway, while self-control failed to mediate the pathways linking cashless lifestyle or digital wallet usage to consumptive behavior. Taken together, the results underscore that cultivating self-control and instilling Islamic values are key to fostering wiser consumption habits among students.
Co-Authors Abdul Jalil Ahmad Luthfi Ayasha Dili Zahra M. Syaikhul Arif Mustakim Mustakim Revalina Juventini LA