Article Per Year (5 Year)
p-Index From 2021 - 2026
0.835
P-Index
This Author published in this journals
All Journal Winter Journal: IMWI Student Research Journal
Siti Safaria
Institut Keuangan Perbankan dan Informatika Asia Perbanas Jakarta
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

Published : 5 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 5 Documents
Search

 1 
The Effect of Flexible Working Arrangements and Work-Life Balance on Job Performance With Employee Engagement As an Intervening Variable (Case Study of The Deputy For Industry and Investment) Siti Safaria; Alief Nurunnahdliyah
Winter Journal: IMWI Student Research Journal Vol. 7 No. 1 (2026): Winter Journal: IMWI Student Research Journal
Publisher : Institut Manajemen Wiyata Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52851/wt.v7i1.82

Abstract

This study is motivated by the fluctuation in pension fund investment returns in Indonesia despite the continuous growth in total assets and investment value. The study aims to examine the effect of asset allocation strategies on pension fund investment returns and to test the moderating role of interest rates. The study employs secondary data for the period 2020–2024 obtained from pension fund financial statements and the Bank Indonesia policy rate. The sample consists of 35 pension funds with 175 observations selected using purposive sampling. Data were analyzed using panel data regression and moderation testing. The results indicate that deposits, government securities, and equities have no significant effect on investment returns, while corporate bonds have a positive and significant effect. Interest rates are found to strengthen the relationship between asset allocation and pension fund investment returns.
The Effect of Servant Leadership and Work Culture on Account Officer Performance With Reward as A Moderating Variable (A Study At PT Permodalan Nasional Madani Mekaar Yogyakarta Branch) Trihanung Wulandriyo; Siti Safaria
Winter Journal: IMWI Student Research Journal Vol. 7 No. 1 (2026): Winter Journal: IMWI Student Research Journal
Publisher : Institut Manajemen Wiyata Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52851/wt.v7i1.86

Abstract

Variations in the performance of Account Officers (AOs) at PT Permodalan Nasional Madani (PNM) Mekaar Yogyakarta Branch, as reflected in differences in lending distribution across operational areas, indicate challenges in human resource management. This condition highlights the need for organizations to not only focus on achieving performance targets but also to strengthen leadership practices and organizational work culture to ensure sustainability. This study aims to empirically examine the effect of servant leadership and work culture on the performance of Account Officers (AOs), as well as to analyze the moderating role of the reward system in these relationships. This research employs a quantitative approach with a correlational research design. Primary data were collected through a structured survey using closed-ended questionnaires with a five-point Likert scale, distributed to active Account Officers at PT PNM Mekaar Yogyakarta Branch. Respondents were selected using a purposive sampling technique based on predefined criteria. Data analysis was conducted using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with SmartPLS 3 Professional software to test the relationships between variables simultaneously and to identify moderating effects. The findings of this study are the better the work culture, the better the performance; the better the servant leadership, the better the performance; the better the rewards, the better the performance; moderation of rewards strengthens the relationship between servant leadership and performance; moderation of rewards strengthens the relationship between work culture and performance.
The Effect of Work-Life Balance and Leadership Style on Employee Turnover Intention Through Job Satisfaction as An Intervening Variable Intan Masito; Siti Safaria
Winter Journal: IMWI Student Research Journal Vol. 7 No. 1 (2026): Winter Journal: IMWI Student Research Journal
Publisher : Institut Manajemen Wiyata Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52851/wt.v7i1.88

Abstract

This study aims to determine the effect of work-life balance and leadership style on turnover intention through job satisfaction as an intervening variable. The case study for this research was conducted at PT. Permodalan Nasional Madani, Jember Branch. The basis for this study is the issue of turnover intention, or the desire of employees to leave the company, which is one of the challenges currently faced by PT. Permodalan Nasional Madani, Jember Branch. As we know, a high number of turnover intentions greatly affects the development of the company's business. The data used in this study were obtained from 391 employees who filled out a questionnaire provided by the researcher, with a deadline of 5 days. The results of this study indicate that a good work-life balance improves job satisfaction. However, even with a good work-life balance, turnover intention cannot be reduced. High job satisfaction can reduce turnover intention. A good leadership style improves job satisfaction. However, even with a good leadership style, turnover intention cannot be reduced. Job satisfaction mediates work-life balance in reducing turnover intention. Job satisfaction also mediates leadership style in reducing turnover intention.
The Effect of Job Fit And Psychological Well-Being on The Quality of Financing Decisions, With Analytical Accuracy as a Mediator Among Credit Risk Analysts (CRA) at Pnm Siti Safaria; Elizabeth Yuli Parlina
Winter Journal: IMWI Student Research Journal Vol. 7 No. 1 (2026): Winter Journal: IMWI Student Research Journal
Publisher : Institut Manajemen Wiyata Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52851/wt.v7i1.89

Abstract

This research aims to analyze the influence of human resource factors (HR) on the quality of financing decisions on Credit Risk Analyst (CRA) at PT Permodalan Nasional Madani (PNM). The research object includes 106 CRAs spread across 58 ULaMM branch offices throughout Indonesia, with variations in the number of CRAs per branch ranging from 1 to 3 people according to the workload and volume of financing proposals. The research used a quantitative approach with path analysis to test seven hypotheses that included direct and indirect influences between variables. The results of the study show that the suitability of CRA human resource placement has a positive and significant effect on the accuracy of financing analysis. Similarly, the psychological health of CRA has a positive and significant effect on the accuracy of financing analysis. The accuracy of financing analysis has subsequently been proven to have a positive and significant effect on the quality of financing decisions. However, the suitability of CRA's human resource placement and CRA's psychological health do not directly affect quality financing decisions. This study finds that the accuracy of financing analysis fully mediates the relationship between the suitability of CRA human resource placement and financing decision quality, as well as between CRA psychological health and financing decision quality. This implies that improving financing decisions requires strengthening financing analysis competence, rather than relying solely on placement or psychological factors.
Analysis of The Influence of Training Effectiveness and Employee Engagement on Employee Retention Through Organizational Commitment as an Intervening Variable Yoseph Yunianto P. Pardede; Siti Safaria
Winter Journal: IMWI Student Research Journal Vol. 7 No. 1 (2026): Winter Journal: IMWI Student Research Journal
Publisher : Institut Manajemen Wiyata Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52851/wt.v7i1.91

Abstract

This study aims to analyze the influence of Training Effectiveness and Employee Engagement on Employee Retention with Organizational Commitment as an intervening variable at PT Mitra Bisnis Madani (PT MBM), an affiliated company (PPU Perusahaan Partner Usaha) of PT Permodalan Nasional Madani (PNM). PNM is a non-bank financial institution in Indonesia that focuses on empowering micro, small, and medium enterprises (MSMEs), as well as cooperatives. PNM is a subsidiary of BRI and is part of the Ultra Micro Holding. Its main services include microfinance through programs such as PNM Mekaar (for underprivileged women) and PNM ULaMM. PT Mitra Bisnis Madani focuses on car and motorcycle rental activities to support PNM’s operations in empowering MSMEs and faces various challenges related to managing employee competencies and workloads effectively to achieve optimal performance. This study examines the relationship between Training Effectiveness and Employee Engagement on Employee Retention, with Organizational Commitment as an intervening variable, using the path analysis method. Data were collected through a survey using a questionnaire distributed to all employees of PT Mitra Bisnis Madani across Indonesia. The variables studied include Training Effectiveness, Employee Engagement, and Employee Retention, with Organizational Commitment as the intervening variable. This research provides strategic recommendations for PT Mitra Bisnis Madani in managing these factors to achieve organizational sustainability
Co-Authors Alief Nurunnahdliyah Elizabeth Yuli Parlina Intan Masito Trihanung Wulandriyo Yoseph Yunianto P. Pardede