Article Per Year (5 Year)
p-Index From 2021 - 2026
0.562
P-Index
This Author published in this journals
All Journal Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Momentum Matrix: International Journal of Communication, Tourism, and Social Economic Trends
Ivan Rahmad Santoso
Universitas Negeri Gorontalo, Gorontalo, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
The Influence of Village-Owned Enterprises (BUMDes) on The Level of Welfare in Daenaa Village Asni Bakari; Radia Hafid; Ivan Rahmad Santoso; Melizubaida Mahmud; Abdulrahim Maruwae
Momentum Matrix: International Journal of Communication, Tourism, and Social Economic Trends Vol. 3 No. 2 (2026): May: Momentum Matrix: International Journal of Communication, Tourism, and Soci
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/momat.v3i2.646

Abstract

This study aims to determine the influence of Village-Owned Enterprises (BUMDes) on the level of community welfare in Daenaa Village, West Limboto District, Gorontalo Province. BUMDes is one of the instruments of village economic development which is expected to be able to increase income and community welfare through the independent and sustainable management of village potential. The problem in this study is the extent of the influence of the existence and performance of BUMDes on the level of community welfare in Daenaa Village. The method used in this study is a quantitative method with a simple linear regression approach. The data used is primary data obtained through the distribution of questionnaires or questionnaires to respondents. The population in this study amounted to 758 people, while the sample used was 119 respondents determined by certain sampling techniques. The data was analyzed using a simple linear regression test to determine the relationship and influence of BUMDes variables on the level of community welfare. The results of the study show that there is an influence between Village-Owned Enterprises (BUMDes) on the level of community welfare in Daenaa Village. This is evidenced by the value of the Pearson correlation coefficient of 0.489 which shows a fairly strong relationship between the BUMDes variable and the level of community welfare. In addition, the remaining 0.511 was influenced by other variables that were not studied in this study. These findings show that the existence of BUMDes has an important role in improving people's welfare, although there are still other factors that also contribute to welfare.
The Effect of Customer Number and Inflation Level on Pawn Financing at the Agus Salim Sharia Service Unit (UPS) of Gorontalo City Iftita Maryam Nur Karim; Niswatin Niswatin; Ivan Rahmad Santoso
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 1 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i1.883

Abstract

This study aims to analyze the effect of the number of customers and the inflation rate on rahn (pawn) financing at the Sharia Pawnshop, Sharia Service Unit (UPS) Agus Salim, Gorontalo City, by incorporating a COVID-19 pandemic dummy variable to distinguish between conditions during and after the pandemic. This quantitative study uses secondary data sourced from Sharia Pawnshop's internal reports and the Central Statistics Agency for the period 2019-2024. The sample consisted of 72 months of observations. Data analysis was conducted using multiple linear regression with a dummy variable as a control variable, along with classical assumption tests, utilizing EViews version 13. The results indicate that, partially, neither the number of customers nor the inflation rate has a significant effect on rahn financing. However, simultaneously, both variables have a significant combined effect. Furthermore, a significant difference exists between the pandemic and post-pandemic periods, with the distribution of rahn financing increasing in the post-pandemic period.
The Effect of Customer Number and Inflation Level on Pawn Financing at the Agus Salim Sharia Service Unit (UPS) of Gorontalo City Iftita Maryam Nur Karim; Niswatin Niswatin; Ivan Rahmad Santoso
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 1 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i1.883

Abstract

This study aims to analyze the effect of the number of customers and the inflation rate on rahn (pawn) financing at the Sharia Pawnshop, Sharia Service Unit (UPS) Agus Salim, Gorontalo City, by incorporating a COVID-19 pandemic dummy variable to distinguish between conditions during and after the pandemic. This quantitative study uses secondary data sourced from Sharia Pawnshop's internal reports and the Central Statistics Agency for the period 2019-2024. The sample consisted of 72 months of observations. Data analysis was conducted using multiple linear regression with a dummy variable as a control variable, along with classical assumption tests, utilizing EViews version 13. The results indicate that, partially, neither the number of customers nor the inflation rate has a significant effect on rahn financing. However, simultaneously, both variables have a significant combined effect. Furthermore, a significant difference exists between the pandemic and post-pandemic periods, with the distribution of rahn financing increasing in the post-pandemic period.
Co-Authors Abdulrahim Maruwae Asni Bakari Iftita Maryam Nur Karim Melizubaida Mahmud Niswatin Radia Hafid