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All Journal NIHAYAH AN-NUR: Jurnal Pendidikan dan Pembelajaran MUKHTASAB: Journal of Economics and Islamic Business
Cut Dewi Rahma
Pascasarjana UIN Ar-Raniry Banda Aceh, Indonesia
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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THE DOMINANCE OF CREDIT MECHANISMS IN SHARIA TRADING AND ITS IMPLICATIONS FOR THE PRINCIPLE OF TRANSACTIONAL JUSTICE Cut Dewi Rahma
Mukhtasab: Journal of Economics and Islamic Business Vol. 2 No. 1 (2026): MUKHTASAB: Journal of Economics and Islamic Business
Publisher : Yayasan An-Nur Meunara Baro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65802/mukhtasab.v2i1.118

Abstract

The increasing dominance of credit-based mechanisms in contemporary Islamic sales has reshaped the structure and orientation of Sharīʿah-compliant commercial practices. While credit transactions are normatively permissible within Islamic law, their extensive use raises critical questions regarding the realization of transactional justice, which constitutes a fundamental principle of Islamic economics. This study examines the implications of the dominance of credit mechanisms in Islamic sales and evaluates their consistency with the ethical foundations of justice, balance, and mutual benefit embedded in Islamic commercial law. Employing a qualitative normative–conceptual research design, the study adopts the analytical perspectives of fiqh al-muʿāmalāt and Islamic economics. The object of the research is credit-based Islamic sales practices, analyzed through primary data derived from documented transaction practices and contracts, as well as secondary data sourced from classical and contemporary fiqh literature, Sharīʿah fatwas, and Islamic economic scholarship. The findings reveal that credit mechanisms have become the prevailing transactional model, influencing contractual relations, risk allocation, and pricing structures. This dominance tends to generate structural imbalances, particularly through disproportionate risk transfer and rigid obligations imposed on buyers, which may undermine the substantive realization of transactional justice. The study further demonstrates that excessive reliance on credit-oriented models risks marginalizing risk-sharing principles and diluting the moral objectives of Islamic economics. Normatively, the findings suggest that credit mechanisms should function as conditional instruments rather than default transactional frameworks. Practically, the study underscores the need for justice-oriented contractual designs, stronger regulatory oversight, and the promotion of alternative Sharīʿah-compliant models that better align with the objectives of Islamic economics.
SUARA YANG TERDIAM: NARASI PEREMPUAN DALAM KAJIAN KITAB KUNING TRADISIONAL Cut Dewi Rahma
NIHAYAH: Journal of Islamic Studies Vol. 1 No. 2 (2025): NIHAYAH: Journal of Islamic Studies
Publisher : Yayasan An-Nur Meunara Baro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65802/nihayah.v1i2.39

Abstract

This article explores the silenced voices of women within the corpus of traditional Islamic texts known as kitab kuning, a field long dominated by male interpretations that often marginalize female perspectives. Employing genealogical tracing and critical ethnography, this study investigates classical manuscripts and practices in female Islamic boarding schools (pesantren) to uncover traces of women’s intellectual contributions embedded in marginalia, oral traditions, and gender-specific pedagogies. Findings reveal that women are not entirely absent from Islamic knowledge production, but rather systematically marginalized through the structural mechanisms of canon formation. Texts often assumed to be gender-neutral in fact carry ideological underpinnings that sustain patriarchal dominance. Yet, silence within the texts can also be interpreted as a form of symbolic resistance, signaling women’s presence in unexpected ways. A gender-sensitive rereading of kitab kuning opens up possibilities for reconstructing more just and inclusive narratives. This study recommends the deconstruction of traditional religious canons and the integration of feminist hermeneutics into Islamic education, as a means to create interpretative spaces that respond to women's lived experiences. Thus, the legacy of kitab kuning is not merely textual but demands epistemological critique in pursuit of a more equitable Islamic thought.
PENDIDIKAN KARAKTER DALAM PAI YANG TERPINGGIRKAN OLEH FOKUS PADA HAFALAN Cut Dewi Rahma
AN-NUR: Jurnal Pendidikan dan Pembelajaran Vol. 1 No. 2 (2025): AN-NUR : Jurnal Pendidikan dan Pembelajaran
Publisher : Yayasan An-Nur Meunara Baro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65802/an-nur.v1i2.36

Abstract

This article critiques the prevailing tendency in Islamic Religious Education (PAI) to prioritize memorization over meaningful character formation. Employing a qualitative case study approach in various schools and madrasahs, data were collected through classroom observation, interviews with teachers, students, and parents, and curriculum document analysis. The findings reveal that over 80% of PAI instructional time is devoted to memorizing verses or hadiths, with minimal allocation for value discussions or social action. This imbalance results in a failure to internalize core Islamic values such as honesty, empathy, and cooperation among students. Notably, some cases highlight the irony of Qur’an memorizers engaging in bullying. The study identifies two main root causes: assessment systems that focus solely on memorization, and a lack of teacher training in character-based pedagogy. As a solution, the paper proposes an integrated PAI teaching model that links memorization with real-life application, along with holistic assessment that evaluates cognitive, affective, and social domains. The article underscores the need to redefine PAI's objective not merely as religious knowledge transmission, but as a transformative tool for moral education.
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