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Bridging Trust and Capital for Islamic Cooperatives: Challenges and Opportunities in Rural Islamic Communities in Indonesia Abdul Hakim; Fauziah Andriani; Tiara Amelia Ayu Utami; Faris Husein Pranata; Fadia Al Aulia Sundawa; Ahmad Sahidudin; Chelsy Kamei Fadillah
Journal of Islamic Economics and Business Vol. 5 No. 1 (2025): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v5i1.47962

Abstract

This study examines the dynamics of cooperative development in Wanasari Village, Sumedang Regency, with a focus on the interaction between women's groups, agricultural collectives, community trust, capital mobilization, and participatory education. The main issue raised is why many cooperatives in rural Indonesia are difficult to form and maintain. The uniqueness of this research lies in the integration of gender-based approaches and participatory education that are rarely empirically studied in rural contexts. The research uses a qualitative approach through Participatory Rural Appraisal (PRA), focused group discussions (FGDs), semi-structured interviews, field observations, and participatory SWOT analysis. The findings show that women's and peasant groups are actively promoting social cohesion and local economic activities, but are still faced with obstacles in the form of low community trust due to previous institutional failures, difficulties in mobilizing capital, and competition with Badan Usaha Milik Desa (BUMDes). Participatory education improves understanding of cooperatives, but it is not yet enough to overcome structural barriers. In conclusion, the formation of sustainable cooperatives requires continued participatory engagement, transparent governance, innovative financial strategies, and synergies with existing local entities.
Analisis Kebutuhan Pelatihan dalam Meningkatkan Kinerja Karyawan: Studi Kasus pada Karyawan Koperasi Produsen Tempe Tahu Indonesia (Kopti) Kota Bandung Fauziah Andriani; Siti Maryam; Dindin Burhanudin
J-Coop : Journal of Co-operative Vol. 2 No. 2 (2026): J-Coop : Journal of Co-Operative
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/jc.v2i2.395

Abstract

The issue of employee performance that has not yet reached its full potential at the cooperative indicates a gap between employees’ actual competencies and job requirements. This study aims to describe training needs and employee performance, as well as to formulate performance improvement efforts at the Indonesian Tempe and Tofu Producers Cooperative (Kopti) in Bandung. Theresearch method used was a case study with a descriptive quantitative approach. The research sample was purposively selected to include 7 employees responsible for transaction recording and bookkeeping. Data collection was conducted through questionnaires,observations, interviews, and a literature review. The results indicate that the training needs analysis falls into the “needed” category (score of 77.46%). Although overall operational performance was assessed as fairly good, major challenges were identified in the areas of efficient use of work time and understanding of digital technology. This study recommends the implementation of computerization and administrative digitization training as strategic steps for the cooperative.