Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
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All Journal Enrichment: Journal of Multidisciplinary Research and Development
Haseena Khalida Faaza
Universitas Indonesia, Indonesia
Humanities Economics, Econometrics & Finance Engineering Health Professions Social Sciences

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Zakat Institutions and Management: A Comparison of Zakat Models, Types, and Arrangements in Middle Eastern Countries and Indonesia Haseena Khalida Faaza; Franciskus Antonius Alijoyo
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 10 (2026): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i10.593

Abstract

This study aims to understand the relationship between human factors, ethical leadership, and a risk-aware culture in underwriting practices in the general insurance industry in Indonesia. The study uses a descriptive qualitative approach with secondary data sources derived from previous research, insurance industry reports, and articles from national and international mass media. Analysis is conducted using a thematic approach by examining narratives and patterns of relationships between concepts. The results show that the quality of human resources and ethical leadership are key to establishing an effective risk-aware culture. These findings emphasize the importance of risk governance oriented towards ethical behavior and organizational learning in the general insurance sector in Indonesia.
Co-Authors Franciskus Antonius Alijoyo