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All Journal Islamic Circle
Hasir Budiman Ritonga
UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Religion

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Analysis of the Principles of Ushul Fiqh in Addressing the Acceleration of Innovation in Sharia-Compliant Digital Economic Products Hasir Budiman Ritonga; Amrin Borotan; Ahmad Rofi'i Harahap
Islamic Circle Vol. 7 No. 1 (2026): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v7i1.3072

Abstract

The innovation of digital economic products such as sharia e-wallets and sharia crowdfunding presents methodological challenges to the contemporary Islamic legal framework. This research aims to analyze the application of Ushul Fiqh principles as evaluative instruments for the dynamics of digital economic product innovation in Indonesia. The research method employed is qualitative with a normative-juridical approach and library research. The results indicate that the principle of al-ashl fi al-mu’amalah al-ibahah provides a space for legalizing technological innovation, while the principles of sadd al-dzari’ah and Maqasid Syari'ah function as risk mitigation instruments against gharar and speculation. The analysis of sharia e-wallets and crowdfunding suggests that sharia compliance relies not only on the formality of contracts but also on the accountability of fund management and consumer protection (hifdz al-maal). This study concludes that synergy between contemporary ijtihad, cross-disciplinary collaboration (fiqh experts, technologists, and economists), and the active role of fatwa institutions (DSN-MUI) is crucial in creating a harmonious, transparent, and equitable digital ecosystem.
Co-Authors Ahmad Rofi'i Harahap Amrin Borotan