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Didit Firmansyah
Fakultas Hukum Universitas Kuningan
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Hukum Perikatan dalam Konteks Digital : Tantangan dan Peluang di Era Industri 4.0 Didit Firmansyah; Irsyal Ramadhan; Metha Jelita Kusuma; Regi Setraati
Letterlijk Vol 1 No 2 (2024): Letterlijk
Publisher : Program Studi Ilmu Hukum, Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/letterlijk.v1i2.79

Abstract

The increasingly developing internet-based technology has also influenced trade activities in society.  With the internet, trading activities can be carried out electronically, or what is better known as electronic-commerce and abbreviated as e-commerce.  Likewise in Indonesia.  In carrying out e-commerce transaction activities, transaction activities from the time an offer is made by the seller (manufacturer) to the buyer (consumer) until the implementation agreement is issued, all buying and selling uses electronic data by utilizing the internet network both by means of computers and communication tools.  such as gadgets and cell phones, so that buying and selling transactions can be carried out anywhere, anytime and in a very flexible way.  With its unique characteristics, it sometimes creates problems of legal certainty.  Wider problems occur in the civil sector because electronic transactions for e-commerce based buying and selling transactions have become part of national and international commerce.
Analisis Pertanggungjawaban Asuransi terhadap Kegagalan Pembayaran oleh Perusahaan Asuransi Jiwa Didit Firmansyah; Eldrida Joan Karnois; Sindi Susanti; Syalsa Nabila Anisa
Letterlijk Vol 2 No 2 (2025): Letterlijk
Publisher : Program Studi Ilmu Hukum, Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/letterlijk.v2i2.940

Abstract

The growth of the life insurance industry has increased significantly in the last two decades, in line with the increase in financial literacy and corporate and public awareness of the importance of protecting the things they own. The content of the insurance agreement is to transfer losses due to unexpected events suffered by the insured to the insurer and the insured must pay premiums to the insurer. The purpose of this study is to determine how the insurance company is responsible if there is a failure to pay. The methodology used by the author is normative legal methodology. Normative research or library legal research is legal research using secondary data, namely data obtained from library materials. The results of the study show that if there is a failure to pay by the insurance company and internal efforts are unsuccessful, the policyholder can report the case to the LAPS SJK. The role of the Financial Services Authority (OJK) is very vital in supervising and taking action against insurance companies that fail to fulfill their obligations. OJK can impose administrative sanctions up to revoking business licenses, as happened in the case of Wanaartha Life. Cases like this show the importance of implementing Good Corporate Governance (GCG) and strict risk management by insurance companies, as well as the need to strengthen the consumer protection system so that similar incidents do not continue to recur.
Co-Authors Eldrida Joan Karnois Irsyal Ramadhan Metha Jelita Kusuma Regi Setraati Sindi Susanti Syalsa Nabila Anisa