Imrona Hayati
Sekolah Tinggi Agama Islam (STAI) Sangatta

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Analisis Kualitas Pelayanan Kesehatan Yang Menggunakan BPJS dan Non-BPJS Di Darmawan Dental Clinic Sangatta Ditinjau Dari Perspektif Ekonomi Islam Zulkifli Zulkifli; Imrona Hayati; Totok Adhi Prasetyo
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

In Islam, healthcare is a sharia obligation based on the principles of justice and mutual assistance, as stated in Surah An-Nahl, verse 90. However, the implementation of BPJS (Social Security Administering Body) often faces challenges, including procedural constraints, limited facilities, and a suboptimal doctor-to-patient ratio, which often leads to negative perceptions among patients. These issues lead to significant differences in satisfaction levels between BPJS and non-BPJS patients. Therefore, this study was designed to analyze the quality of healthcare services for both groups of patients at Darmawan Dental Clinic Sangatta, from an Islamic economic perspective. This study used a mixed method through a descriptive quantitative approach. Data were collected from 30 BPJS patients and 30 non-BPJS respondents through questionnaires. The results showed that, in general, both groups of patients rated the quality of care at the clinic as good. Although there were some differences in expectations and experiences, further analysis did not reveal significant differences in perceived service quality. The main difference found was in the types of services available; BPJS patients cannot access all types of care available to non-BPJS patients.
Pengaruh Perceived Quality dan Kelengkapan Produk Terhadap Minat Konsumen Tiyang Paran Cell Sangatta Putri Istiqomah; Imrona Hayati; Ajis Supangat
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

This study analyzes the influence of perceived service quality and product completeness on consumer interest in Tiyang Paran Cell Sangatta, a local communications and financial services provider. Facing intense competition, it is crucial to understand the factors that drive consumer interest. Using a quantitative approach, data were collected through questionnaires from 31 respondents and analyzed using multiple linear regression. The results show a strong correlation (R=0.849) between the two independent variables and consumer interest. The coefficient of determination of 72% (72%) confirms that perceived quality and product completeness significantly influence consumer interest, while the remaining 28% is influenced by other factors. These findings emphasize that to increase competitiveness, Tiyang Paran Cell must continue to improve their service quality and product completeness.
INTEGRASI PEMBELAJARAN MATEMATIKA DENGAN PLATFORM DIGITAL DALAM KURIKULUM MERDEKA DI SEKOLAH DASAR Indah Rukmiyati Sovia Pambo; Syamsiar Syamsiar; Herliana Sabu; Sulis Tiawati; Imrona Hayati
Al-Rabwah Vol. 20 No. 1 (2026): Mei
Publisher : STAI Sangatta Kutai Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55799/jalr.v20i1.1001

Abstract

The fast advancement of information and communication technology (ICT) has led to major changes in the field of education, including the teaching and learning of mathematics in elementary schools. The integration of technology within the Merdeka Curriculum plays an essential role in creating effective, innovative, and student-centered learning. Digital technologies such as instructional videos, educational applications, and interactive software can help visualize abstract mathematical concepts, making them easier for students to understand in accordance with their cognitive development stages. This study employs a literature review method by analyzing relevant scientific articles obtained through Google Scholar. The results show that integrating digital platforms can boost student engagement and motivation, improve understanding of mathematical concepts, and foster century skills such as critical thinking, creativity, collaboration, and problem-solving. However, its application still encounters several obstacles, including limited infrastructure, insufficient digital literacy among teachers, and uneven access to technology across schools. Therefore, improving teacher competencies, ensuring equitable technological facilities, and providing continuous policy support are necessary to optimize the use of digital platforms in mathematics learning.