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All Journal Economics and Digital Business Review Journal of Digital Business and Data Science
Asep Nugraha
Universitas Islam Al-Ihya Kuningan, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Pengaruh Religiusitas Dan Literasi Wakaf Uang Terhadap Minat Berwakaf Pada Guru di Lingkungan Kementerian Agama Kabupaten Kuningan Asep Nugraha
Economics and Digital Business Review Vol. 6 No. 2 (2025)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v6i2.2629

Abstract

Kabupaten Kuningan memiliki populasi Muslim sebesar 1.133.731 jiwa atau 98,74% dari total penduduk, menjadikannya wilayah potensial dalam pengembangan wakaf tunai. Namun, tingkat literasi wakaf tunai masih rendah, dan publikasi data terkait sangat minim. Keterbatasan informasi ini diperparah oleh tidak adanya situs resmi Badan Wakaf Indonesia (BWI) Kabupaten Kuningan dan kurangnya laporan terkait aset serta dana wakaf tunai. Penelitian ini bertujuan untuk mengetahui sejauh mana pengaruh religiusitas dan literasi wakaf tunai terhadap minat berwakaf guru ASN di Kementerian Agama Kabupaten Kuningan. Metode yang digunakan adalah pendekatan kuantitatif dengan populasi sebanyak 650 guru ASN dan sampel 110 responden yang dipilih secara acak. Hasil penelitian menunjukkan bahwa literasi wakaf tunai berpengaruh signifikan terhadap minat berwakaf guru, sedangkan religiusitas tidak menunjukkan pengaruh yang signifikan. Nilai R Square sebesar 0,352 menunjukkan bahwa 35,2% variasi minat berwakaf dapat dijelaskan oleh kedua variabel tersebut, sementara 64,8% dipengaruhi oleh faktor lain di luar penelitian. Temuan ini menunjukkan pentingnya peningkatan literasi wakaf tunai untuk mendorong partisipasi wakaf di kalangan ASN.
The Influence of Customer Ratings and Reviews on Online Electronic Product Purchase Decisions Asep Nugraha; Dicky Fauzi Firdaus
Journal of Digital Business and Data Science Vol. 2 No. 2 (2025): Journal of Digital Business And Data Science
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jdbs.v2i2.25

Abstract

The rapid growth of e-commerce has created information asymmetry challenges, as consumers cannot physically inspect products before purchasing. Customer ratings and reviews, as forms of electronic word-of-mouth (eWOM), have emerged as critical information sources, yet their specific influence on Indonesian consumers remains underexplored. This study aims to analyze the influence of customer ratings and reviews on online purchase decisions for electronic products in Indonesia's e-commerce platforms. Using a quantitative approach, data were collected from 280 respondents through an online survey with Likert scale questionnaires. Data analysis utilized multiple linear regression with SPSS 25.0, including validity and reliability tests (Cronbach's Alpha), classical assumption tests (Kolmogorov-Smirnov, VIF, Tolerance, Glejser, linearity), partial hypothesis testing (t-test), simultaneous hypothesis testing (F-test), and coefficient of determination (R²).The results indicate that customer ratings significantly influence purchase decisions (t = 5.847, p < 0.05), customer reviews have an even stronger influence (t = 8.329, p < 0.05), and both variables simultaneously show significant influence (F = 64.238, p < 0.05) with R² = 0.315. These findings confirm that eWOM serves as a critical component in Indonesian consumers' decision-making process for purchasing electronic products online, with important implications for e-commerce platforms and digital marketing strategies.
Co-Authors Dicky Fauzi Firdaus