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Dari Tradisi ke Transaksi: Merancang Ekosistem Kewirausahaan Digital yang Berlandaskan Filosofis bagi Pesantren Indonesia Anas Alhifni; Radif Khotamir Rusli; Martin Roestamy; Biyati Ahwarumi
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 3 (2026): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i3.315

Abstract

The global digital economy presents a formidable challenge to traditional institutions, demanding a paradigm shift that balances cultural preservation with economic innovation. This study investigates the construction of an ethical and sustainable Digital Entrepreneurial Ecosystem (DEE) for Indonesian Islamic boarding schools (pesantren), institutions central to the nation’s social and religious fabric. Grounded in a philosophical synthesis of Indonesia’s People’s Economy (Ekonomi Kerakyatan) principles and Islamic ethics, this research addresses the critical nexus of traditional values and modern digital transactional demands. Employing a qualitative multi-case study of five influential pesantren in East Java, the research identifies the core components and strategic pathways for this digital transition. The findings reveal that a successful ecosystem architecture rests on three pillars: Ethical-Spiritual Governance, leveraging the moral authority of leadership (Kyai) and community trust; Socio-Digital Collaboration, which translates immense social capital into structured digital networks; and Inclusive Capacity Building, which creates accessible pathways for digital literacy and entrepreneurship. This study critiques the conventional technology-centric ecosystem models, proposing a novel, values-driven framework that positions pesantren as architects of a more equitable and culturally resonant digital future. It contributes a philosophically robust model for digital entrepreneurship that prioritizes holistic community welfare (falah) over profit-centric metrics, offering a significant contribution to the discourse on ethical technology adoption in religious communities.
Modal Ventura Berbasis Wakaf: Inovasi Kebijakan Pembiayaan untuk Ekosistem Kewirausahaan Pesantren Anas Alhifni; Martin Roestamy; Warizal; Biyati Ahwarumi; Asep Thobibudin Qolyubi
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 2 (2025): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i2.322

Abstract

This study proposes an innovative financing model that integrates waqf (awqaf) instruments with venture capital principles in response to the funding gap within the pesantren entrepreneurial ecosystem. The background of the problem indicates that although pesantren have significant economic potential, access to capital that is both Shariah-compliant and growth-oriented remains limited. The methodology employed is a qualitative multi-method approach, which includes an analysis of contemporary Islamic finance literature, case studies of productive waqf models, and the development of a conceptual framework through systematic modeling. The results and discussion demonstrate that the proposed Awqaf-Driven Venture Capital (Awqaf-VC) model has the potential to overcome traditional financing limitations by combining the perpetual nature of waqf with the strategic approach of venture capital. This framework is supported by a juridical analysis of Law No. 41 of 2004 concerning Waqf and the Financial Services Authority Regulation (POJK) No. 25 of 2023 concerning the Operation of Venture Capital Companies and Sharia Venture Capital Companies, which legally facilitates such a structure. The conclusion of this study is that the Awqaf-VC model can serve as a sustainable financing alternative that not only enhances the economic scalability of pesantren but also strengthens Shariah compliance in the digital age. The policy recommendation put forward is the development of derivative regulations that specifically govern the mechanisms for governance, risk mitigation, and fiscal incentives for nazhirs and managers of waqf-based Sharia venture capital funds.