Syaeful Bahri
UIN Sultan Maulana Hasanuddin Banten, Serang, Indonesia

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The Influence of Halal Certification, Muslim Influencers, and Lifestyle on Purchase Decisions with Trust as an Intervening Variable Among Generation Z in Serang City Karomah; Hadi Peristiwo; Syihabudin; Wazin; Syaeful Bahri
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.477

Abstract

The halal cosmetics industry in Indonesia has experienced rapid growth alongside the increasing awareness of Muslim consumers, particularly Generation Z, regarding the use of products that comply with Islamic principles. Digital technology, the presence of Muslim influencers, and lifestyle changes play important roles in shaping consumer behavior and purchase decisions. However, conceptual gaps still exist in understanding the mechanism through which these factors influence purchase decisions, with trust serving as an intervening variable. The study employed a quantitative research method using the Structural Equation Modeling–Partial Least Squares (SEM-PLS) approach. The data analysis included tests of Convergent Validity, Discriminant Validity, Composite Reliability, Model Fit, Path Coefficient, R-Square (R²), and Hypothesis Testing. The results of the study indicate that halal certification has a significant positive effect on purchase decisions, with a T-statistic value of 9.337 and a P-value of 0.001. Muslim influencers also have a significant effect, with a T-statistic of 7.306 and a P-value of 0.000. Lifestyle has a significant effect on purchase decisions, with a T-statistic of 4.350 and a P-value of 0.001. Furthermore, halal certification has a significant positive effect on trust, with a T-statistic of 22.128 and a P-value of 0.000. Muslim influencers significantly affect trust, with a T-statistic of 7.536 and a P-value of 0.000. Lifestyle also has a significant effect on trust, with a T-statistic of 3.205 and a P-value of 0.001. The R-Square value of 0.987 indicates that the independent variables are able to explain 98.7% of the variance in purchase decisions. Trust is also proven to mediate the relationships among the variables, with a T-statistic of 5.842 and a P-value of 0.000. Halal certification, Muslim influencers, and lifestyle have a positive and significant effect on halal cosmetic purchase decisions among Generation Z in Serang City. These three variables also have a positive and significant effect on consumer trust. Trust has been proven to have a positive and significant effect on purchase decisions. The better the perception of halal certification, the role of Muslim influencers, and the implementation of a halal lifestyle, the higher the level of trust and the purchase decisions for halal cosmetics among Generation Z.
THE EFFECT OF INSTITUTIONAL REPUTATION, FINANCIAL LITERACY, AND ACCOUNTABILITY ON M U ZAKKI'S TRUST WITH SATISFACTION AS AN INTERVENING VARIABLE (STUDY ON BAZNAS OF BANTEN PROVINCE) Nurul Safera; Itang Itang; Sulaeman Jajuli; Suryani Suryani; Syaeful Bahri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.9724

Abstract

This study uses satisfaction as an intervening variable in BAZNAS Banten Province to examine the influence of institutional reputation, financial literacy, and accountability on the trust of muzakki (payers of zakat). The phenomenon of many muzakki choosing to distribute zakat independently rather than through official institutions indicates that the level of public trust in zakat management institutions is still low, which is the main reason for conducting this study. This study combines quantitative methods with descriptive-verification strategies. A sample of 100 respondents was selected using purposive sampling, and data were collected through questionnaires. Analysis was conducted using multiple linear regression and mediation tests using the Baron & Kenny and Sobel Test techniques. The research findings indicate that zakat payers' satisfaction is significantly influenced by institutional reputation, financial knowledge, and accountability. Only financial knowledge and satisfaction were found to have a significant influence on zakat payers' trust in the second model; reputation and accountability did not show a significant influence. Furthermore, the relationship between financial literacy and zakat payers' trust is strengthened by zakat payers' satisfaction, which acts as an intermediary variable. Overall, this study suggests that the primary strategy in building zakat payers' trust at BAZNAS Banten Province is improving financial knowledge and service quality, which fosters satisfaction. These results can be used as a basis for developing zakat management regulations that are more accountable, transparent, and focused on the needs of zakat payers.