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Widaningsih, W
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Education Social Sciences

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Protection of SBSN Debtors (Article 6 Of Law 19/2008 and Article 31 of Law 21/2011) Widaningsih, W
Proceedings International Conference on Education Innovation and Social Science 2022: Proceedings International Conference on Education Innovation and Social Science
Publisher : Universitas Muhammadiyah Surakarta

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Legal protection is one element of improving aspects of law enforcement in a country. Legal protection is given by the state to its people in order to create stability, including in economic and legal terms. One of the financial instruments that can support APBN funds is the issuance of State Sukuk or better known as State Sharia Securities (SBSN). The purpose of this study is related to its compliance with sharia principles, its ability to provide legal protection for debtors as a form of legal certainty, which is transparent and accountable. Normative research is used in this study and uses a descriptive type of research. The results of the study show that the regulation on the legal protection of debtors in SBSN refers to Article 6 of Law No. 19 of 2008 concerning SBSN, as well as Article 31 of Law No. 21 of 2011 concerning the Financial Services Authority. SBSN in terms of issuance is carried out directly by the Government or through the SBSN Issuing Company, and the issuance company is determined by the minister. Article 31 states that further provisions regarding consumer and public protection are regulated by OJK regulation No. 1 /POJK.07/2013 concerning Consumer Protection in the Financial Services Sector which contains about increasing the trust of investors and consumers in every activity and business activity in the financial services sector, and providing opportunities and opportunities for development for Financial Services Businesses in a fair, efficient and transparent.+
Online based Business Partnership Consumer Protection Widaningsih, W
Proceedings International Conference on Education Innovation and Social Science 2024: Proceedings International Conference on Education Innovation and Social Science
Publisher : Universitas Muhammadiyah Surakarta

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The internet has brought the world economy into a new chapter that is more popularly known as the digital economy. Its progress has a positive impact in facilitating product marketing so that it can save costs and time. In business, there is a partnership between business actors and e-commerce. The type of research is normative legal research. Using a legislative approach and a case approach. Collecting legal materials by recording and documenting primary legal materials, namely laws and regulations, secondary legal materials such as books, articles. Using a deductive method, namely from general to specific. The descriptive method is by describing or explaining problems, providing reviews, views, and solutions to the problems being studied, which are then drawn to a conclusion. The conclusion is that online-based businesses today and especially in the jurisdiction of Indonesia have grown rapidly. Indonesia already has a legal basis, namely Law Number 8 of 1999 concerning Consumer Protection in addition to the existence of other laws and regulations that regulate the same thing. Consumers in terms of their business partnerships must be given various special protections which are very vulnerable to various possibilities that will harm the consumers themselves from business actors who do not have good intentions in carrying out online-based business partnerships. If there are problems between consumers and business actors in carrying out partnerships, they can use the UUPK facility which is a guideline for consumers, especially to fight for their rights to protect their interests.
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