Noviana Yaniar Suprajitno
Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia

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The Influence of Leadership Style, Motivation, and Work Environment on the Employee Performance Productivity of SMES at PT Literindo in Malang City Meriana Malo; Cakti Indra Gunawan; Noviana Yaniar Suprajitno
International Journal of Management and Business Vol. 3 No. 2 (2026): April
Publisher : International Research & Development for Human Beings (IRDH)

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Abstract

The purpose of this study was to determine the influence of leadership style, motivation, and work environment on the productivity of SME employees at PT Literindo in Malang City, both partially and simultaneously. This type of research is quantitative. The population of this study was all 30 employees at PT Literindo in Malang City, and the sampling technique used total sampling. The instrument used was a questionnaire. Data analysis used multiple linear regression. Hypothesis testing used the t-test (partial) and F-test (simultaneous). The results of multiple linear regression obtained three independent variables have positive regression coefficient values, and the coefficient of determination value isR Squareof 0.949 (the contribution of the influence of the independent variable on the dependent variable is 94.9%). The results of the partial t-test hypothesis test showed that the three independent variables had a t-value of 0.949. count > t tablewith a significance of <0.05 and the results of the F hypothesis test (simultaneous) obtained an F valuecount > Ftablewith a significance value <0.05. Therefore, it is concluded that leadership style, motivation, and work environment have a significant effect on the productivity of SME employees at PT Literindo in Malang City, both partially and simultaneously. PT Literindo's leadership/management is advised to integrate policies targeting these three variables to achieve maximum productivity results. The synergy between strong leadership, high motivation, and a conducive work environment is the main key to maintaining competitive advantage and long-term business growth.
The Influence of Financial Planning Literacy and Financial Inclusion on The Growth of Cafe Smes in Malang City Priskalina Sartika Sudirman; Moch Nurhidayat; Noviana Yaniar Suprajitno
International Journal of Management and Business Vol. 3 No. 3 (2026): July
Publisher : International Research & Development for Human Beings (IRDH)

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This study aims to determine the effect of financial planning literacy and financial inclusion on the growth of Small and Medium Enterprises (SMEs) cafes in Malang City. Financial planning literacy is the ability of business actors to understand, plan, and manage business finances effectively, while financial inclusion relates to access and utilization of formal financial services such as banking and other financial institutions. This study uses a quantitative approach with descriptive and verification methods. The population in this study were all 144 SME cafe operators in Malang City, with a sample of 60 respondents determined using a purposive sampling technique. Data collection was carried out through a questionnaire with a Likert scale. Data analysis techniques used include validity tests, reliability tests, classical assumption tests, multiple linear regression analysis, t-tests, F-tests, and coefficients of determination. The results of the study indicate that financial planning literacy and financial inclusion, both partially and simultaneously, have a positive and significant effect on the growth of SME cafes in Malang City. This indicates that the better the ability of business actors in financial planning and the wider access to formal financial services, the greater the growth of cafe businesses. Therefore, improving financial literacy and expanding access to formal financial services will further boost cafe business growth. Therefore, improving financial literacy and expanding access to financial services for SMEs are crucial factors in driving sustainable business development.
Analysis of Financial Statements Based on Liquidity, Profitability, and Solvency Ratios in Small and Medium Enterprises: A Case Study of SME Siska Wijaya Beauty Salon in Dau District, Malang Regency Fransiska Yolin Sunardi; Cakti Indra Gunawan; Noviana Yaniar Suprajitno
International Journal of Management and Business Vol. 3 No. 3 (2026): July
Publisher : International Research & Development for Human Beings (IRDH)

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This study aims to evaluate the financial condition of Siska Wijaya Beauty Salon, a small and medium-sized enterprise (SME) located in Dau District, Malang Regency, using a financial ratio analysis approach encompassing the dimensions of liquidity, profitability, and solvency over a three-year period (2023–2025). A qualitative descriptive approach was employed, utilizing primary data from balance sheets and income statements obtained through documentation and in-depth interviews with the business owner and treasurer. The findings indicate that the liquidity condition of the enterprise is healthy, as evidenced by Current Ratio and Quick Ratio values exceeding the acceptable threshold. In terms of profitability, the values of Return on Assets (ROA), Net Profit Margin (NPM), and Return on Equity (ROE) exhibited fluctuations but were generally categorized as good to excellent. Regarding solvency, the Debt to Asset Ratio (DAR), Debt to Equity Ratio (DER), and Debt to Capital Ratio (DCR) confirmed that the majority of the business financing originated from owner's equity, with debt proportions remaining controlled at below 50%. The research affirms that, despite the simplicity of the financial recording system currently in place, the SME has demonstrated an ability to sustain financial stability and manage resources efficiently. The managerial implication of this study underscores the importance of formalizing the financial recording system in accordance with EMKM accounting standards to strengthen the foundation for business decision-making.
The Influence of Financial Literacy, Individual Confidence, and Peers on Students' Saving Behavior in Malang City Moch Nurhidayat; Noviana Yaniar Suprajitno; Teresia Sensari Sartini
IRDH International Journal of Social Sciences & Humanities Vol. 3 No. 2 (2026): June
Publisher : International Research and Development for Human Beings (IRDH)

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This study aims to analyze the effect of financial literacy, individual self-efficacy, and peer influence on students’ saving behavior in Malang City. The research uses a quantitative approach with a survey method by distributing questionnaires to 100 student respondents. Data analysis techniques include validity test, reliability test, classical assumption test, multiple linear regression analysis, and hypothesis testing using t-test and F-test.  The results show that partially, financial literacy does not have a significant effect on students’ saving behavior. This indicates that students’ financial knowledge has not been fully implemented in their daily financial behavior. Meanwhile, individual self-efficacy has a positive and significant effect on saving behavior, meaning that higher confidence in managing finances leads to better saving behavior. In addition, peer influence also has a positive and significant effect, indicating that the social environment plays an important role in shaping students’ financial habits.  Simultaneously, financial literacy, individual self-efficacy, and peer influence significantly affect students’ saving behavior. This shows that saving behavior is influenced by a combination of knowledge, psychological, and social factors. The conclusion of this study is that saving behavior is more influenced by individual confidence and social environment rather than financial literacy alone. Therefore, it is necessary to improve self-awareness, motivation, and create a supportive social environment to encourage better financial management behavior.
The Influence of Customer Reviews, Working Hours, and Competition on The Number of Orders for Grabbike Drivers (Case Study on Grabbike Drivers in Malang City) Maria Embun Intanin Jelita; Muhamad Rifa'i; Noviana Yaniar Suprajitno
IRDH International Journal of Social Sciences & Humanities Vol. 3 No. 2 (2026): June
Publisher : International Research and Development for Human Beings (IRDH)

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This study aims to examine the effects of customer reviews, working hours, and competition on the number of orders received by GrabBike drivers, both partially and simultaneously. The study employs a quantitative approach using survey data collected from 50 GrabBike drivers in Malang City through a Likert-scale questionnaire (1–5). Data analysis is conducted using multiple regression analysis, including t-tests, F-tests, and the coefficient of determination (R²). The results indicate that customer reviews have a negative and significant effect on the number of orders, while working hours have a positive and significant effect. Competition shows a positive but not significant effect on the number of orders. Simultaneously, customer reviews, working hours, and competition have a positive and significant effect on the number of orders, with a coefficient of determination of 28.1%. These findings suggest that working hours play a crucial role in increasing order volume, while the role of competition remains less influential.