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All Journal Jurnal Krisnadana
Bazilah A. Talip
Malaysian Institute of Information Technology, Universiti Kuala Lumpur, Kuala Lumpur, Malaysia
Computer Science & IT Control & Systems Engineering

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Smart Banjar Concept Development: A Qualitative Research I Dewa Made Adi Baskara Joni; Bazilah A. Talip; Shamsul Anuar Mokhtar; I Putu Hendika Permana
Jurnal Krisnadana Vol 5 No 2 (2026): Jurnal Krisnadana- January 2026
Publisher : Yayasan Sinergi Widya Nusantara (Sidyanusa)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58982/krisnadana.v5i2.1041

Abstract

The village and Banjar administrations manage cultural, religious, and socioeconomic activities in Bali. As a result of its customs and heritage, Bali has grown to be a world-famous tourist destination with substantial economic consequences. The influence of Villages and Banjar on tourism growth must benefit the community. The Banjar function must be strengthened to maintain the community's economic resilience by involving financial institutions such as Micro Finance. The synergy between Banjar and Micro Finance can support the development of Micro Enterprises, thereby impacting people's welfare. Based on this, the concept of the Smart Banjar was developed. To conduct qualitative research, interviews were conducted with the Leader of the Village, the Leader of the Banjar, the Leader of Micro Finance, and the Micro Enterprise. The analysis process produces four network diagrams: Micro Enterprise, Micro Finance, Information and Communication Technology Adoption, and Smart Concept. Based on the research results, Banjar, as a community entity, is part of the village-centered program. One existing program is the digitization of Micro Enterprises. It can be done by developing a smart concept that involves community-based Micro Finance. With Micro Finance's involvement as an optimal community-based economy, it can achieve community welfare.
Co-Authors I Dewa Made Adi Baskara Joni I Putu Hendika Permana Shamsul Anuar Mokhtar