Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal JAKBS
Cinta Rahmi
Universitas Islam Negeri Syarif Hidayatullah Jakarta
Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analisis Transmisi Kebijakan Moneter Syariah Terhadap Kinerja UMKM Melalui Sistem Murabahah Cinta Rahmi; Inki Azir; Vistaufa Wardhatul Chomairha; Azzira Rachmadani
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 1 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jakbs.v2i1.956

Abstract

This article analyzes the concept of sharia monetary policy on the performance of MSMEs, especially during Covid-19 through the murabahah system. The murabahah credit system is an example that can be used by MSME players in starting business activities during the Covid-19 period, through financial institutions that implement sharia monetary policies to avoid usury and getting into debt. Sharia monetary policy is a financial institution that runs based on sharia principles. This research aims to analyze the transmission of sharia monetary policy on the performance of MSMEs during the pandemic. The results of this research were obtained using a descriptive approach. With interview techniques given to MSME actors. Based on the research results, it can be concluded that the transmission of sharia monetary policy on the performance of MSMEs is sufficient to encourage the improvement of actors by providing non-harmful capital access, good money management training, as well as marketing training using information technology.
Tantangan dan Prospek Pengendalian Riba dalam Transaksi di E-Commerce (Studi Kasus Transaksi Jual Beli Menggunakan Shopee Paylater) Cinta Rahmi; Chiesa Ikhwan Vizizou; Bagus Prastyo; Ahmad Faisal Amri; Muhammad Fariza Al Farisi; Muhammad Faiz Rahmat Arrizzy
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 2 (2024): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jakbs.v2i2.1347

Abstract

Even in this era of progress and globalization, the concept of usury is still a topic of debate in the context of global finance. According to scholars, in the context of Islamic finance, usury is expressly prohibited in the Koran. Apart from that, usury also has negative impacts such as exploitation of borrowers and economic inequality. We need to control usury, even though it is difficult. This study discusses the challenges and prospects of controlling usury in the e-commerce transaction sector in ShopeePay Later lending practices. The research method used is a qualitative method using literature review techniques. These findings highlight the challenges of managing usury at ShopeePay Later, namely high interest rates for late bill payments, unclear understanding of customers regarding payment terms and mechanisms, payment abuse. On the other hand, the way to curb usury is to increase information transparency, implement financial education programs, understand healthy debt management, and implement financial education programs. And for customers, that is by creating a balance between income and expenses.
Co-Authors Ahmad Faisal Amri Azzira Rachmadani Bagus Prastyo Chiesa Ikhwan Vizizou Inki Azir Muhammad Faiz Rahmat Arrizzy Muhammad Fariza Al Farisi Vistaufa Wardhatul Chomairha