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All Journal Green Economics: International Journal of Islamic and Economic Education Journal of Islamic Law and Legal Studies TechComp Innovations: Journal of Computer Science and Technology Edu Spectrum: Journal of Multidimensional Education
Elman Azizov
John Jay College of Criminal Justice
Religion Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Other

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Sharia-Compliant Crowdfunding Platforms as a Financial Innovation for Supporting Green Startups in Emerging Economies Abdul Rahim; Trie Hierdawati; Elman Azizov
Green Economics: International Journal of Islamic and Economic Education Vol. 1 No. 3 (2024): July: Green Economics: International Journal of Islamic and Economic Education
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/greeneconomics.v1i3.440

Abstract

This study explores the role of Sharia-compliant crowdfunding platforms as ethical financial innovations in supporting green startups, particularly in emerging economies. Green startups, which are inherently mission-driven and environmentally conscious, often face challenges in accessing traditional funding due to the long-term nature of their returns and perceived investment risks. Conventional financing mechanisms are frequently profit-oriented and risk-averse, making them unsuitable for ventures that prioritize sustainability and community impact. In contrast, Sharia-compliant crowdfunding platforms offer alternative financing pathways that are grounded in Islamic ethical principles, such as profit-and-loss sharing and the prohibition of interest and speculation. The research uses a qualitative-comparative case study approach, drawing from secondary data and interviews with platform operators and green startup founders. Thematic and comparative analyses reveal that Sharia crowdfunding platforms not only attract ethically motivated investors but also foster trust, transparency, and alignment with the values of environmentally conscious communities. These platforms provide higher levels of ethical accountability, although they are currently limited by low public literacy and a lack of regulatory frameworks in many regions. The study concludes that Sharia-compliant crowdfunding platforms have significant potential to bridge the financing gap for green startups. Their success depends on collaborative support from government, financial institutions, and academia, along with increased efforts in education and regulatory development. By integrating religious ethics and sustainable finance, these platforms can help create inclusive, transparent, and socially responsible funding ecosystems that contribute meaningfully to green economic growth.
A Maqasid al-Shariah Framework for Fintech and Digital Asset Regulation in Muslim Jurisdictions Elman Azizov; Adalat Azizov; Aytan Azizli; Aydin Anar Babayev
Journal of Islamic Law and Legal Studies Vol 2 No 2 (2025): Journal of Islamic Law and Legal Studies
Publisher : Mabadi Iqtishad Al Islami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70063/jills.v2i2.119

Abstract

This study examines how a Maqasid al-Shariah framework can provide a holistic and ethically grounded foundation for regulating fintech and digital assets across Muslim jurisdictions. Drawing upon classical Islamic legal sources and contemporary fintech literature, the research employs a qualitative library-based methodology to analyze how principles such as ḥifẓ al-māl (protection of wealth), maslahah (public welfare), and harm prevention can guide effective oversight of emerging technologies. Findings indicate that rapid digital financial innovation—particularly involving AI-driven platforms, blockchain systems, P2P lending, crypto-assets, and digital banking—poses significant regulatory challenges related to Shariah compliance, cybersecurity, financial stability, and consumer protection. Muslim jurisdictions face fragmented regulatory structures, inconsistent Shariah interpretations, and limited digital literacy, which hinder the development of cohesive governance frameworks. Integrating Maqasid al-Shariah provides an ethical compass to balance innovation with justice, transparency, accountability, and socio-economic welfare. The study highlights the need for harmonized cross-border standards, robust Shariah governance systems, AI ethics protocols, and regulatory sandboxes tailored to Islamic fintech. Ultimately, the Maqasid framework offers a dynamic and future-ready model for guiding digital finance ecosystems towards ethical resilience, social justice, and sustainable development.
A Self-Supervised Multi-Scale Fusion Framework for Accurate and Efficient Image Segmentation Elmira Haci Yusifova; Fuad Fazil Osmanov; Elman Azizov; Kamran Azizli
TechComp Innovations: Journal of Computer Science and Technology Vol. 2 No. 2 (2025): TechComp Innovations: Journal of Computer Science and Technology
Publisher : Pusat Riset dan Inovasi Nasional Mabadi Iqtishad Al Islami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70063/techcompinnovations.v2i2.125

Abstract

This study conceptually examines a self-supervised multi-scale fusion framework designed to enhance accuracy and computational efficiency in medical image segmentation, a domain where data scarcity and annotation cost remain major challenges. Traditional supervised approaches are constrained by their reliance on extensive labeled datasets, limiting applicability in real-world clinical environments. Self-supervised learning (SSL) mitigates this issue by extracting supervisory signals directly from unlabeled data, enabling the model to learn rich feature representations without human annotation. Simultaneously, multi-scale fusion architectures integrate global contextual information with fine-grained local features, supporting robust segmentation across varying anatomical structures and image resolutions. Through a qualitative methodology involving library research and content analysis, this study synthesizes state-of-the-art SSL-driven segmentation techniques and highlights how adaptive multi-scale fusion mechanisms address limitations of existing convolutional and transformer-based architectures. The analysis indicates that combining SSL and multi-scale strategies leads to more generalizable, scalable, and computationally efficient segmentation pipelines suitable for diverse medical imaging modalities. The proposed framework represents a promising direction for developing next-generation diagnostic tools capable of handling sparse labels, complex textures, and real-time deployment constraints.
Equity-Driven Curriculum Design for Transforming Leadership in Multicultural School Systems Elay Elshad Yusifli; Elman Azizov; Fuad Fazil Osmanov; Ayla Anar Babayeva
Edu Spectrum: Journal of Multidimensional Education Vol. 2 No. 2 (2025): Edu Spectrum: Journal of Multidimensional Education
Publisher : Pusat Riset dan Inovasi Nasional Mabadi Iqtishad Al Islami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70063/eduspectrum.v2i2.130

Abstract

This study examines how equity-driven curriculum design can catalyze transformative leadership within multicultural school systems. As global classrooms become increasingly diverse, traditional curricula often fail to address disparities experienced by marginalized learners. Through qualitative library research and content analysis, this study synthesizes theoretical, empirical, and policy-oriented perspectives to explore how culturally responsive curricula promote inclusive learning ecosystems. The findings highlight that equity-driven curriculum design requires not only the integration of diverse cultural perspectives but also the dismantling of hidden power structures embedded in instructional practices. Transformative leadership emerges as a crucial driver, demanding cultural competence, collaborative decision-making, and critical pedagogical reflection from school leaders. The study emphasizes that effective equity implementation depends on teacher empowerment, distributed leadership models, and coherent policy frameworks that align curriculum, assessment, and institutional values. Moreover, technology-enhanced learning, accessibility principles, and Universal Design for Learning strengthen equity outcomes in increasingly digital environments. Overall, this research underscores the interconnectedness of curriculum, leadership, and policy in fostering democratic, socially just educational systems that affirm students’ cultural identities, reduce achievement gaps, and empower communities. The study concludes that achieving equity requires systemic transformation grounded in cultural responsiveness, shared accountability, and continuous professional development.
Co-Authors Abdul Rahim Adalat Azizov Aydin Anar Babayev Ayla Anar Babayeva Aytan Azizli Elay Elshad Yusifli Elmira Haci Yusifova Fuad Fazil Osmanov Kamran Azizli Trie Hierdawati