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Analisis Perbandingan Perilaku Keuangan Mahasiswa Penerima Dan Non Penerima Beasiswa Pada Mahasiswa Universitas Teuku Umar Prodi Manajemen Cut Fiya Salfani
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 2 No. 1 (2026): JANUARI
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/vyfzeb48

Abstract

This study aims to analyze the differences in financial behavior between scholarship recipient students and non-scholarship recipient students in the Management Study Program at Teuku Umar University. This research employed a quantitative approach with a comparative design. The population consisted of 509 students from the 2021 to 2024 cohorts, while the sample comprised 84 respondents, consisting of 42 scholarship recipients and 42 non-scholarship recipients. The sampling technique used was purposive sampling, and the data were collected through questionnaires. Data analysis was conducted using the Mann-Whitney Test. The results indicate a significant difference in financial behavior between scholarship recipients and non-scholarship recipients, with an Asymp. Sig. (2-tailed) value of 0.004 < 0.05. These findings suggest that scholarship status influences students’ financial behavior. Specifically, scholarship recipients tend to be more organized and disciplined in managing their finances compared to non-scholarship recipients. Â