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All Journal International Journal of Education, Social Studies, And Management (IJESSM) Advances in Management & Financial Reporting
Fitri Hayati
Universitas Islam Negeri Sumatera Utara, Indonesia
Economics, Econometrics & Finance Education Other

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The Impact of Digitalization and E-Commerce on the Development of MSMEs in Indonesia Rushel Hardi; Helfina Meisarah; Davania Anazra; Fitri Hayati
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 6 No. 1 (2026): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v6i1.980

Abstract

Ongoing digital transformation has reshaped the way Micro, Small, and Medium Enterprises (MSMEs) operate, requiring business actors to adjust their strategies in order to sustain competitiveness in a rapidly evolving market. This research explores how digitalization and e-commerce adoption contribute to the development of MSMEs in Indonesia, particularly in terms of business effectiveness, operational improvement, and market expansion. A qualitative research design was applied through a literature-based approach by examining and synthesizing findings from prior studies and academic sources. The analysis reveals that digital technology adoption supports MSME growth by expanding market opportunities, streamlining transaction processes, and enhancing marketing activities. However, several obstacles remain, including limited digital capabilities, uneven internet infrastructure, financial constraints related to technology investment, and concerns over data security. Accordingly, collaborative efforts involving government institutions, private sectors, and educational organizations are necessary to establish an inclusive digital environment that strengthens MSME competitiveness in the digital economy.
Kontribusi Pemikiran Ekonomi Abu Yusuf Terhadap Sistem Ekonomi Islam Atika Safitri; Amelia Putri; Annisa Riani Simbolon; Muhammad Farhan; Ika Salsabila; Fitri Hayati
Advances in Management & Financial Reporting Vol. 3 No. 2 (2025)
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/amfr.v3i2.508

Abstract

Tujuan: Penelitian ini bertujuan untuk menganalisis kontribusi pemikiran ekonomi Abu Yusuf Ya'qub bin Ibrahim al-Ansari terhadap sistem ekonomi Islam. Fokus utama kajian ini adalah kontribusi pemikiran Abu Yusuf dalam mewujudkan keadilan sosial, kesejahteraan publik, dan peran negara dalam pengelolaan ekonomi melalui karya monumentalnya Kitab al-Kharaj. Metode Penelitian: Penelitian ini menggunakan pendekatan kualitatif dengan metode studi pustaka (library research). Data dikumpulkan melalui kajian terhadap literatur klasik karya Abu Yusuf serta analisis interpretatif dari berbagai studi kontemporer yang membahas pemikiran ekonomi Islam dan pengaruhnya terhadap kebijakan ekonomi di dunia Islam. Hasil dan Pembahasan: Hasil penelitian menunjukkan bahwa pemikiran Abu Yusuf memiliki dampak signifikan dalam pembentukan sistem ekonomi Islam, terutama dalam hal perpajakan (kharaj, ushr), distribusi kekayaan, dan peran negara. Meskipun lahir dalam konteks sejarah tertentu, prinsip-prinsip ekonomi yang diajukan tetap relevan dalam menjawab tantangan ekonomi kontemporer, termasuk isu ketimpangan dan tata kelola fiskal. Implikasi: Pemikiran Abu Yusuf dapat dijadikan dasar konseptual dalam merancang sistem ekonomi Islam modern yang berkeadilan, berkelanjutan, dan berorientasi pada kemaslahatan. Temuan ini memiliki implikasi praktis bagi pengembangan kebijakan fiskal dan kelembagaan publik di negara-negara berpenduduk mayoritas Muslim.
Co-Authors Amelia Putri Annisa Riani Simbolon Atika Safitri Davania Anazra Helfina Meisarah Ika Salsabila Muhammad Farhan Rushel Hardi