Lilis Marlina
Sekolah Tinggi Ilmu Ekonomi YAPIS Dompu, Indonesia

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Peran UMKM Kembang Goyang Terhadap Peningkatan Pendapatan Masyarakat Desa Rasabou Kecamatan Bolo Kabupaten Bima Taufik Hidayat; Muh. Syahru Ramadhan; Lilis Marlina
Bulletin of Community Engagement Vol. 5 No. 2 (2025): Bulletin of Community Engagement
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bce.v5i2.1957

Abstract

This study aims to examine the role of the Kembang Goyang micro, small, and medium enterprise (MSME) in enhancing community income in Rasabou Village, Bolo District, Bima Regency. This MSME was selected due to its significant growth compared to similar businesses and its tangible contribution to job creation and economic empowerment, particularly for women. The research employed a qualitative case study approach, with data collected through in-depth interviews, observations, and documentation. The findings reveal that Kembang Goyang MSME plays a strategic role in increasing household income, generating employment opportunities, and strengthening family economic resilience. Several factors support its success, including independent capital, stable market demand, a flexible daily wage system, social-relation-based marketing strategies, and strong entrepreneurial motivation. Nevertheless, the enterprise faces challenges such as low-quality packaging, limited digitalization, restricted market access, and the absence of external support from government or development agencies. This research contributes to the literature on community-based MSMEs by highlighting how locally rooted enterprises can serve as catalysts for women’s empowerment, household economic resilience, and grassroots employment. The study also provides practical insights for policymakers and stakeholders to design synergistic support systems that enhance the sustainability and scalability of MSMEs leveraging local potential.
The Effect of Interest Rates on Investment Decision-Making in the Banking Sector Listed on the Indonesia Stock Exchange Nissa Septiyani Haris; Irwansyah Irwansyah; Lilis Marlina
Advances in Management & Financial Reporting Vol. 4 No. 3 (2026): June - September
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/amfr.v4i3.991

Abstract

Purpose: This study aims to analyze the effect of interest rates on investment decisions in banking sector companies listed on the Indonesia Stock Exchange (IDX). Research Method: This research employs an associative quantitative approach using secondary data sourced from annual financial reports on the IDX and the BI 7-Day Reverse Repo Rate. Utilizing a saturated sampling technique, the entire population of 46 banking companies was selected as the sample. Data analysis was conducted using simple linear regression and hypothesis testing via IBM SPSS. Results and Discussion: The test results demonstrate that interest rates do not have a significant effect on investment decisions, which are proxied by the Price-Earnings Ratio (PER) (sig. value 0.558 > 0.05; R² = 0.002). This indicates that investors respond more to the company's internal fundamental factors than to fluctuations in the macroeconomic benchmark interest rate. Implications: These findings recommend that investors prioritize analyzing a company's financial fundamentals when making investment choices. Future studies are advised to include other macroeconomic variables or specific financial performance indicators. Originality: The novelty of this research lies in its comprehensive examination of the entire banking sector population on the IDX, specifically using PER as a proxy for investment decisions amid recent benchmark interest rate dynamics.